IFSC Code of The Gujarat State Cooperative Bank Limited, Mehsana District Central Co-Op. Bank Ltd Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD branch, located in MEHSANA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0MSN001. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0MSN001 for The Gujarat State Cooperative Bank Limited – MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD branch, the IFSC GSCB0MSN001 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and MSN001 identifies this particular branch.

Branch details at a glance

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Mehsana District Central Co-Op. Bank Ltd branch — IFSC GSCB0MSN001 — extends the bank's services to customers in and around Mehsana, Gujarat.

Mehsana District Central Co-Op. Bank Ltd branch overview

Located at MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD., RAJ MAHEL ROAD, OPP. FUVARA, the Mehsana District Central Co-Op. Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0MSN001 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD branch came to be assigned the code GSCB0MSN001.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0MSN001, money simply cannot be routed to the MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD branch electronically.

How to transfer money using IFSC GSCB0MSN001

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0MSN001 across all three.

How to use IFSC GSCB0MSN001 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0MSN001.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0MSN001

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD, ensure your bank's portal accepts IFSC GSCB0MSN001 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD, use IMPS. With IFSC GSCB0MSN001 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Mehsana District Central Co-Op. Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0MSN001:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD is still linked to IFSC GSCB0MSN001.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD branch, the IFSC GSCB0MSN001 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Mehsana District Central Co-Op. Bank Ltd branch is mapped to IFSC GSCB0MSN001 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0MSN001.

Banking services available

The Mehsana District Central Co-Op. Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2762-221377.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0MSN001

MICR & cheque-truncation details

Cheques drawn on the Mehsana District Central Co-Op. Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0MSN001 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Mehsana District Central Co-Op. Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0MSN001 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD:

• The IFSC is exactly GSCB0MSN001 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mehsana District Central Co-Op. Bank Ltd branch sits at MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD., RAJ MAHEL ROAD, OPP. FUVARA. If you are travelling from outside Mehsana, search for the branch on a maps application using the bank name and locality, or call 2762-221377 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0MSN001 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0MSN001 for The Gujarat State Cooperative Bank Limited – MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mehsana District Central Co-Op. Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0MSN001, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0MSN001 belongs to The Gujarat State Cooperative Bank Limited's MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD branch, located at MEHSANA DISTRICT CENTRAL CO-OP. BANK LTD., RAJ MAHEL ROAD, OPP. FUVARA in MEHSANA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.