IFSC Code of The Gujarat State Cooperative Bank Limited, Gujarat Ambuja Coop Bank Ltd Radhanpur Road Branch Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH branch, located in MEHSANA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0UGAC06. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0UGAC06 for The Gujarat State Cooperative Bank Limited – GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH is GSCB0UGAC06. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UGAC06 map to this branch in MEHSANA, GUJARAT.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Gujarat Ambuja Coop Bank Ltd Radhanpur Road Branch branch in Mehsana. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0UGAC06.

Branch details at a glance

Gujarat Ambuja Coop Bank Ltd Radhanpur Road Branch branch overview

Located at PRARTHANA PLATINA COMPLEX, OPP SHAKTIDHARA SOC, RADHANPUR ROAD. 384002., the Gujarat Ambuja Coop Bank Ltd Radhanpur Road Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0UGAC06 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH branch came to be assigned the code GSCB0UGAC06.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0UGAC06, money simply cannot be routed to the GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH branch electronically.

Products and account variants supported

Every account opened at the Gujarat Ambuja Coop Bank Ltd Radhanpur Road Branch branch is mapped to IFSC GSCB0UGAC06 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UGAC06.

Products and services

Customers walking into the Gujarat Ambuja Coop Bank Ltd Radhanpur Road Branch branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0UGAC06

How to transfer money using IFSC GSCB0UGAC06

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UGAC06 across all three.

How to use IFSC GSCB0UGAC06 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0UGAC06.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0UGAC06 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH, use IMPS. With IFSC GSCB0UGAC06 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Gujarat Ambuja Coop Bank Ltd Radhanpur Road Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0UGAC06:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH is still linked to IFSC GSCB0UGAC06.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0UGAC06

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH is still mapped to IFSC GSCB0UGAC06. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UGAC06 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Gujarat Ambuja Coop Bank Ltd Radhanpur Road Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0UGAC06 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Gujarat Ambuja Coop Bank Ltd Radhanpur Road Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0UGAC06 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH:

• The IFSC is exactly GSCB0UGAC06 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gujarat Ambuja Coop Bank Ltd Radhanpur Road Branch branch sits at PRARTHANA PLATINA COMPLEX, OPP SHAKTIDHARA SOC, RADHANPUR ROAD. 384002.. If you are travelling from outside Mehsana, search for the branch on a maps application using the bank name and locality, or call 2762-230828 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UGAC06 and your account number.

Verifying IFSC GSCB0UGAC06 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0UGAC06 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2762-230828.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gujarat Ambuja Coop Bank Ltd Radhanpur Road Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0UGAC06, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0UGAC06 belongs to The Gujarat State Cooperative Bank Limited's GUJARAT AMBUJA COOP BANK LTD RADHANPUR ROAD BRANCH branch, located at PRARTHANA PLATINA COMPLEX, OPP SHAKTIDHARA SOC, RADHANPUR ROAD. 384002. in MEHSANA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.