IFSC Code of The Gujarat State Cooperative Bank Limited, Chanasma Nagrik Sahakari Bank Ltd Mehsana Branch Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, CHANASMA NAGRIK SAHAKARI BANK LTD MEHSANA BRANCH branch in MEHSANA. The 11-digit IFSC GSCB0UCHN05 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the CHANASMA NAGRIK SAHAKARI BANK LTD MEHSANA BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD MEHSANA BRANCH is GSCB0UCHN05. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UCHN05 map to this branch in MEHSANA, GUJARAT.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Chanasma Nagrik Sahakari Bank Ltd Mehsana Branch branch — IFSC GSCB0UCHN05 — extends the bank's services to customers in and around Mehsana, Gujarat.

About this branch

The branch is located at SHOP NO.19 22,METRIKON PLAZA,OPP.ANIMAL HOSPITAL,RADHANPUR ROAD MEHSANA, 384002. It serves the Mehsana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0UCHN05 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHANASMA NAGRIK SAHAKARI BANK LTD MEHSANA BRANCH of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0UCHN05 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0UCHN05 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Chanasma Nagrik Sahakari Bank Ltd Mehsana Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0UCHN05 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0UCHN05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UCHN05 across all three.

How to use IFSC GSCB0UCHN05 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's CHANASMA NAGRIK SAHAKARI BANK LTD MEHSANA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0UCHN05.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as CHANASMA NAGRIK SAHAKARI BANK LTD MEHSANA BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0UCHN05

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD MEHSANA BRANCH, ensure your bank's portal accepts IFSC GSCB0UCHN05 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD MEHSANA BRANCH, use IMPS. With IFSC GSCB0UCHN05 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UCHN05 for The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD MEHSANA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chanasma Nagrik Sahakari Bank Ltd Mehsana Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0UCHN05

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD MEHSANA BRANCH is still mapped to IFSC GSCB0UCHN05. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UCHN05 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Chanasma Nagrik Sahakari Bank Ltd Mehsana Branch branch is mapped to IFSC GSCB0UCHN05 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UCHN05.

Banking services available

The Chanasma Nagrik Sahakari Bank Ltd Mehsana Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2762-292147.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0UCHN05

Digital banking channels

Most day-to-day work that customers used to do at the Chanasma Nagrik Sahakari Bank Ltd Mehsana Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0UCHN05 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Chanasma Nagrik Sahakari Bank Ltd Mehsana Branch branch sits at SHOP NO.19 22,METRIKON PLAZA,OPP.ANIMAL HOSPITAL,RADHANPUR ROAD MEHSANA, 384002. If you are travelling from outside Mehsana, search for the branch on a maps application using the bank name and locality, or call 2762-292147 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UCHN05 and your account number.

Common mistakes to avoid when using IFSC GSCB0UCHN05

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD MEHSANA BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UCHN05.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chanasma Nagrik Sahakari Bank Ltd Mehsana Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0UCHN05, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0UCHN05 for The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD MEHSANA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0UCHN05 is the IFSC code of The Gujarat State Cooperative Bank Limited, CHANASMA NAGRIK SAHAKARI BANK LTD MEHSANA BRANCH branch, in MEHSANA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.