Below are the complete branch details for The Gujarat State Cooperative Bank Limited, THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD MEGHPAR branch, located in MEGHPAR, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0JMN018. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0JMN018 for The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD MEGHPAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD MEGHPAR branch, the IFSC GSCB0JMN018 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and JMN018 identifies this particular branch.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Jamnagar District Cooperative Bank Ltd Meghpar |
| IFSC Code | GSCB0JMN018 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT MEGHPAR TA JODIA |
| City | Meghpar |
| District | Jamnagar |
| State | Gujarat |
| STD Code | 2893 |
| Phone | 245715 |
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Jamnagar District Cooperative Bank Ltd Meghpar branch in Meghpar, Gujarat is part of this network and uses the IFSC code GSCB0JMN018 for all electronic settlement.
The Jamnagar District Cooperative Bank Ltd Meghpar branch overview
Located at AT MEGHPAR TA JODIA, the The Jamnagar District Cooperative Bank Ltd Meghpar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0JMN018 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD MEGHPAR branch came to be assigned the code GSCB0JMN018.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0JMN018, money simply cannot be routed to the THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD MEGHPAR branch electronically.
How to transfer money using IFSC GSCB0JMN018
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0JMN018 across all three.
How to use IFSC GSCB0JMN018 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD MEGHPAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC GSCB0JMN018.
- Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD MEGHPAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD MEGHPAR
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD MEGHPAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0JMN018 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD MEGHPAR, use IMPS. With IFSC GSCB0JMN018 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to The Jamnagar District Cooperative Bank Ltd Meghpar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0JMN018:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD MEGHPAR is still linked to IFSC GSCB0JMN018.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC GSCB0JMN018
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD MEGHPAR is still mapped to IFSC GSCB0JMN018. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0JMN018 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the The Jamnagar District Cooperative Bank Ltd Meghpar branch is mapped to IFSC GSCB0JMN018 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0JMN018.
Banking services available
The The Jamnagar District Cooperative Bank Ltd Meghpar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2893-245715.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0JMN018
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0JMN018 and the account number together uniquely identify the The Jamnagar District Cooperative Bank Ltd Meghpar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the The Jamnagar District Cooperative Bank Ltd Meghpar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0JMN018 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD MEGHPAR:
- The IFSC is exactly GSCB0JMN018 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD MEGHPAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the The Jamnagar District Cooperative Bank Ltd Meghpar branch
The branch is located at AT MEGHPAR TA JODIA, which puts it inside Meghpar, the broader Jamnagar district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Jamnagar District Cooperative Bank Ltd Meghpar branch” — the verified location pin for IFSC GSCB0JMN018 should appear at the top of the results.
- Confirm the branch is open by calling 2893-245715 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0JMN018 and your account number.
Verifying IFSC GSCB0JMN018 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0JMN018 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2893-245715.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Jamnagar District Cooperative Bank Ltd Meghpar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0JMN018, however, work 24x7.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Jamnagar District Cooperative Bank Ltd Meghpar Branch
AT MEGHPAR TA JODIA
Meghpar, Gujarat
Phone: 2893-245715
IFSC: GSCB0JMN018
Frequently asked questions
Is IFSC GSCB0JMN018 valid for NEFT and RTGS?
Yes. IFSC GSCB0JMN018 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does The Gujarat State Cooperative Bank Limited The Jamnagar District Cooperative Bank Ltd Meghpar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2893-245715 to confirm.
What is the phone number of The Gujarat State Cooperative Bank Limited The Jamnagar District Cooperative Bank Ltd Meghpar branch?
You can reach the branch at 2893-245715 during regular banking hours.
How quickly will an NEFT transfer using GSCB0JMN018 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – The Jamnagar District Cooperative Bank Ltd Meghpar reflect within 30 minutes.
Is IFSC GSCB0JMN018 the same for all accounts at The Jamnagar District Cooperative Bank Ltd Meghpar branch?
Yes. The IFSC GSCB0JMN018 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Jamnagar District Cooperative Bank Ltd Meghpar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Jamnagar District Cooperative Bank Ltd Meghpar branch but serve different purposes.
Where is The Gujarat State Cooperative Bank Limited The Jamnagar District Cooperative Bank Ltd Meghpar branch located?
The Gujarat State Cooperative Bank Limited's The Jamnagar District Cooperative Bank Ltd Meghpar branch is located at AT MEGHPAR TA JODIA, Meghpar, Gujarat.
How do I add The Gujarat State Cooperative Bank Limited The Jamnagar District Cooperative Bank Ltd Meghpar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0JMN018, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code GSCB0JMN018 belongs to The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD MEGHPAR branch, located at AT MEGHPAR TA JODIA in MEGHPAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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