IFSC Code of The Gujarat State Cooperative Bank Limited, The Surendranagar District Cooperative Bank Ltdlimbdi Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI branch in LIMBDI, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0SNR014. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI branch, and detailed step-by-step guides for using the IFSC GSCB0SNR014 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI branch, the IFSC GSCB0SNR014 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and SNR014 identifies this particular branch.

Branch details at a glance

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Surendranagar District Cooperative Bank Ltdlimbdi branch in Limbdi, Gujarat is part of this network and uses the IFSC code GSCB0SNR014 for all electronic settlement.

About this branch

The branch is located at AZAD CHOWK, LIMBADI 363421. It serves the Limbdi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0SNR014 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI branch came to be assigned the code GSCB0SNR014.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0SNR014, money simply cannot be routed to the THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI branch electronically.

How to transfer money using IFSC GSCB0SNR014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0SNR014 across all three.

How to use IFSC GSCB0SNR014 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0SNR014.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0SNR014 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI (IFSC GSCB0SNR014)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0SNR014 in your mobile or internet banking app, and the money is credited to the THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Surendranagar District Cooperative Bank Ltdlimbdi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0SNR014:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI is still linked to IFSC GSCB0SNR014.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI branch, the IFSC GSCB0SNR014 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Surendranagar District Cooperative Bank Ltdlimbdi branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI, the IFSC GSCB0SNR014 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Surendranagar District Cooperative Bank Ltdlimbdi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 275-3260018.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0SNR014

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0SNR014 and the account number together uniquely identify the The Surendranagar District Cooperative Bank Ltdlimbdi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The Surendranagar District Cooperative Bank Ltdlimbdi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0SNR014 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI:

• The IFSC is exactly GSCB0SNR014 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Surendranagar District Cooperative Bank Ltdlimbdi branch sits at AZAD CHOWK, LIMBADI 363421. If you are travelling from outside Limbdi, search for the branch on a maps application using the bank name and locality, or call 275-3260018 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0SNR014 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0SNR014 for The Gujarat State Cooperative Bank Limited – THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Surendranagar District Cooperative Bank Ltdlimbdi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0SNR014 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0SNR014 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTDLIMBDI branch, in LIMBDI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.