IFSC Code of The Gujarat State Cooperative Bank Limited, Ahmedabd District Co Op Bank Ltd Lavarpur Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD LAVARPUR branch in LAVARPUR, GUJARAT. The branch's IFSC code GSCB0ADC096 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD LAVARPUR is GSCB0ADC096. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters ADC096 map to this branch in LAVARPUR, GUJARAT.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ahmedabd District Co Op Bank Ltd Lavarpur branch — IFSC GSCB0ADC096 — extends the bank's services to customers in and around Lavarpur, Gujarat.

Ahmedabd District Co Op Bank Ltd Lavarpur branch overview

Located at MAIN BAZAR ROAD, the Ahmedabd District Co Op Bank Ltd Lavarpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0ADC096 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD LAVARPUR branch came to be assigned the code GSCB0ADC096.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0ADC096, money simply cannot be routed to the AHMEDABD DISTRICT CO OP BANK LTD LAVARPUR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Ahmedabd District Co Op Bank Ltd Lavarpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0ADC096 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0ADC096

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0ADC096 across all three.

How to use IFSC GSCB0ADC096 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD LAVARPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0ADC096.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as AHMEDABD DISTRICT CO OP BANK LTD LAVARPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0ADC096

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD LAVARPUR, ensure your bank's portal accepts IFSC GSCB0ADC096 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited AHMEDABD DISTRICT CO OP BANK LTD LAVARPUR (IFSC GSCB0ADC096)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0ADC096 in your mobile or internet banking app, and the money is credited to the AHMEDABD DISTRICT CO OP BANK LTD LAVARPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0ADC096 for The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD LAVARPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ahmedabd District Co Op Bank Ltd Lavarpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0ADC096

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD LAVARPUR is still mapped to IFSC GSCB0ADC096. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0ADC096 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Ahmedabd District Co Op Bank Ltd Lavarpur branch is mapped to IFSC GSCB0ADC096 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0ADC096.

Products and services

Customers walking into the Ahmedabd District Co Op Bank Ltd Lavarpur branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0ADC096

Online banking and IFSC GSCB0ADC096

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AHMEDABD DISTRICT CO OP BANK LTD LAVARPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0ADC096 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Ahmedabd District Co Op Bank Ltd Lavarpur branch sits at MAIN BAZAR ROAD. If you are travelling from outside Lavarpur, search for the branch on a maps application using the bank name and locality, or call 7383988920 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0ADC096 and your account number.

Common mistakes to avoid when using IFSC GSCB0ADC096

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD LAVARPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0ADC096.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Ahmedabd District Co Op Bank Ltd Lavarpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0ADC096 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0ADC096 for The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD LAVARPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0ADC096 is the IFSC code of The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO OP BANK LTD LAVARPUR branch, in LAVARPUR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.