IFSC Code of The Gujarat State Cooperative Bank Limited, The Panchmahal District Co Op Bank Ltd Lalsar Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR branch in LALSAR, GUJARAT. The branch's IFSC code GSCB0PDC052 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR is GSCB0PDC052. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters PDC052 map to this branch in LALSAR, GUJARAT.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Panchmahal District Co Op Bank Ltd Lalsar branch — IFSC GSCB0PDC052 — extends the bank's services to customers in and around Lalsar, Gujarat.

Branch details at a glance

About the The Panchmahal District Co Op Bank Ltd Lalsar branch

The The Panchmahal District Co Op Bank Ltd Lalsar branch of The Gujarat State Cooperative Bank Limited is situated at MATRUCHAYA COMPLEX LALSAR CHIKDI LALSAR 388270 TA LUNAWADA DIST MAHISAGAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0PDC052 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR branch came to be assigned the code GSCB0PDC052.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0PDC052, money simply cannot be routed to the THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR branch electronically.

Account types you can open at the The Panchmahal District Co Op Bank Ltd Lalsar branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR, the IFSC GSCB0PDC052 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Panchmahal District Co Op Bank Ltd Lalsar branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0PDC052

How to transfer money using IFSC GSCB0PDC052

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0PDC052 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR using IFSC GSCB0PDC052

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0PDC052, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0PDC052 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR (IFSC GSCB0PDC052)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0PDC052 in your mobile or internet banking app, and the money is credited to the THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Panchmahal District Co Op Bank Ltd Lalsar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0PDC052:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR is still linked to IFSC GSCB0PDC052.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0PDC052

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR is still mapped to IFSC GSCB0PDC052. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0PDC052 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Panchmahal District Co Op Bank Ltd Lalsar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0PDC052 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Panchmahal District Co Op Bank Ltd Lalsar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0PDC052 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR:

• The IFSC is exactly GSCB0PDC052 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Panchmahal District Co Op Bank Ltd Lalsar branch sits at MATRUCHAYA COMPLEX LALSAR CHIKDI LALSAR 388270 TA LUNAWADA DIST MAHISAGAR. If you are travelling from outside Lalsar, search for the branch on a maps application using the bank name and locality, or call 9427221024 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0PDC052 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0PDC052 for The Gujarat State Cooperative Bank Limited – THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Panchmahal District Co Op Bank Ltd Lalsar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0PDC052 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0PDC052 belongs to The Gujarat State Cooperative Bank Limited's THE PANCHMAHAL DISTRICT CO OP BANK LTD LALSAR branch, located at MATRUCHAYA COMPLEX LALSAR CHIKDI LALSAR 388270 TA LUNAWADA DIST MAHISAGAR in LALSAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.