IFSC Code of The Gujarat State Cooperative Bank Limited, The Kachchh District Central Co Op Bank Ltd Kothara Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD KOTHARA branch in KOTHARA, GUJARAT. The branch's IFSC code GSCB0KTC014 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0KTC014 is the IFSC of The Gujarat State Cooperative Bank Limited's THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD KOTHARA branch. The format is fixed: GSCB = bank code, 0 = reserved, KTC014 = branch identifier.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Kachchh District Central Co Op Bank Ltd Kothara branch — IFSC GSCB0KTC014 — extends the bank's services to customers in and around Kothara, Gujarat.

Branch details at a glance

The Kachchh District Central Co Op Bank Ltd Kothara branch overview

Located at AT POST KOTHARA TALUKA ABDASA KACHCHH PIN 370645, the The Kachchh District Central Co Op Bank Ltd Kothara branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0KTC014 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD KOTHARA branch came to be assigned the code GSCB0KTC014.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0KTC014, money simply cannot be routed to the THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD KOTHARA branch electronically.

Account types you can open at the The Kachchh District Central Co Op Bank Ltd Kothara branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD KOTHARA, the IFSC GSCB0KTC014 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Kachchh District Central Co Op Bank Ltd Kothara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2831-282336.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0KTC014

How to transfer money using IFSC GSCB0KTC014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0KTC014 across all three.

How to use IFSC GSCB0KTC014 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD KOTHARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0KTC014.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD KOTHARA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0KTC014

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD KOTHARA, ensure your bank's portal accepts IFSC GSCB0KTC014 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD KOTHARA (IFSC GSCB0KTC014)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0KTC014 in your mobile or internet banking app, and the money is credited to the THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD KOTHARA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0KTC014 for The Gujarat State Cooperative Bank Limited – THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD KOTHARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Kachchh District Central Co Op Bank Ltd Kothara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD KOTHARA branch, the IFSC GSCB0KTC014 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC GSCB0KTC014

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD KOTHARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0KTC014 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0KTC014 and the account number together uniquely identify the The Kachchh District Central Co Op Bank Ltd Kothara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC GSCB0KTC014

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD KOTHARA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0KTC014.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Kachchh District Central Co Op Bank Ltd Kothara branch

The branch is located at AT POST KOTHARA TALUKA ABDASA KACHCHH PIN 370645, which puts it inside Kothara, the broader Kachchh district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Kachchh District Central Co Op Bank Ltd Kothara branch” — the verified location pin for IFSC GSCB0KTC014 should appear at the top of the results.
2. Confirm the branch is open by calling 2831-282336 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0KTC014 and your account number.

Verifying IFSC GSCB0KTC014 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0KTC014 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2831-282336.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Kachchh District Central Co Op Bank Ltd Kothara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0KTC014, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0KTC014 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD KOTHARA branch, in KOTHARA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.