IFSC Code of The Gujarat State Cooperative Bank Limited, Amreli Jilla Madhyastha Sahakari Bank Ltd Kotadapitha Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA branch in KOTADAPITHA, GUJARAT. The branch's IFSC code GSCB0AMR039 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA branch, the IFSC GSCB0AMR039 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and AMR039 identifies this particular branch.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Amreli Jilla Madhyastha Sahakari Bank Ltd Kotadapitha branch in Kotadapitha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0AMR039.

About the Amreli Jilla Madhyastha Sahakari Bank Ltd Kotadapitha branch

The Amreli Jilla Madhyastha Sahakari Bank Ltd Kotadapitha branch of The Gujarat State Cooperative Bank Limited is situated at KOTDAPITHA, TAL-BABRA, DIST. AMRELI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0AMR039 is used.

Branch details at a glance

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0AMR039 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0AMR039 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0AMR039 and the account number together uniquely identify the Amreli Jilla Madhyastha Sahakari Bank Ltd Kotadapitha branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC GSCB0AMR039

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0AMR039 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA using IFSC GSCB0AMR039

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0AMR039, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0AMR039 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA, use IMPS. With IFSC GSCB0AMR039 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Amreli Jilla Madhyastha Sahakari Bank Ltd Kotadapitha

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0AMR039:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA is still linked to IFSC GSCB0AMR039.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0AMR039

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA is still mapped to IFSC GSCB0AMR039. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0AMR039 and the beneficiary's account number to complete the transfer.

Account types you can open at the Amreli Jilla Madhyastha Sahakari Bank Ltd Kotadapitha branch

Once you have an account at The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA, the IFSC GSCB0AMR039 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Amreli Jilla Madhyastha Sahakari Bank Ltd Kotadapitha branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0AMR039

Online banking and IFSC GSCB0AMR039

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0AMR039 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Amreli Jilla Madhyastha Sahakari Bank Ltd Kotadapitha branch

The branch is located at KOTDAPITHA, TAL-BABRA, DIST. AMRELI, which puts it inside Kotadapitha, the broader Amreli district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Amreli Jilla Madhyastha Sahakari Bank Ltd Kotadapitha branch” — the verified location pin for IFSC GSCB0AMR039 should appear at the top of the results.
2. Confirm the branch is open by calling 2791-277887 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0AMR039 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA:

• The IFSC is exactly GSCB0AMR039 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Amreli Jilla Madhyastha Sahakari Bank Ltd Kotadapitha branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0AMR039, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0AMR039 for The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0AMR039 is the IFSC code of The Gujarat State Cooperative Bank Limited, AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD KOTADAPITHA branch, in KOTADAPITHA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.