IFSC Code of The Gujarat State Cooperative Bank Limited, The Kodinar Taluka Co Operative Banking Union Ltd Marketing Yard Branch Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE KODINAR TALUKA CO OPERATIVE BANKING UNION LTD MARKETING YARD BRANCH branch in KODINAR, GUJARAT. The branch's IFSC code GSCB0KDT012 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE KODINAR TALUKA CO OPERATIVE BANKING UNION LTD MARKETING YARD BRANCH is GSCB0KDT012. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters KDT012 map to this branch in KODINAR, GUJARAT.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Kodinar Taluka Co Operative Banking Union Ltd Marketing Yard Branch branch in Kodinar, Gujarat is part of this network and uses the IFSC code GSCB0KDT012 for all electronic settlement.

The Kodinar Taluka Co Operative Banking Union Ltd Marketing Yard Branch branch overview

Located at AT VADNAGAR TALUKA KODINAR, the The Kodinar Taluka Co Operative Banking Union Ltd Marketing Yard Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0KDT012 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE KODINAR TALUKA CO OPERATIVE BANKING UNION LTD MARKETING YARD BRANCH branch came to be assigned the code GSCB0KDT012.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0KDT012, money simply cannot be routed to the THE KODINAR TALUKA CO OPERATIVE BANKING UNION LTD MARKETING YARD BRANCH branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Kodinar Taluka Co Operative Banking Union Ltd Marketing Yard Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0KDT012 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0KDT012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0KDT012 across all three.

How to use IFSC GSCB0KDT012 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE KODINAR TALUKA CO OPERATIVE BANKING UNION LTD MARKETING YARD BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0KDT012.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE KODINAR TALUKA CO OPERATIVE BANKING UNION LTD MARKETING YARD BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE KODINAR TALUKA CO OPERATIVE BANKING UNION LTD MARKETING YARD BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE KODINAR TALUKA CO OPERATIVE BANKING UNION LTD MARKETING YARD BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0KDT012 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE KODINAR TALUKA CO OPERATIVE BANKING UNION LTD MARKETING YARD BRANCH, use IMPS. With IFSC GSCB0KDT012 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0KDT012 for The Gujarat State Cooperative Bank Limited – THE KODINAR TALUKA CO OPERATIVE BANKING UNION LTD MARKETING YARD BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Kodinar Taluka Co Operative Banking Union Ltd Marketing Yard Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0KDT012

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE KODINAR TALUKA CO OPERATIVE BANKING UNION LTD MARKETING YARD BRANCH is still mapped to IFSC GSCB0KDT012. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0KDT012 and the beneficiary's account number to complete the transfer.

Account types you can open at the The Kodinar Taluka Co Operative Banking Union Ltd Marketing Yard Branch branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE KODINAR TALUKA CO OPERATIVE BANKING UNION LTD MARKETING YARD BRANCH, the IFSC GSCB0KDT012 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Kodinar Taluka Co Operative Banking Union Ltd Marketing Yard Branch branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0KDT012

Digital banking channels

Most day-to-day work that customers used to do at the The Kodinar Taluka Co Operative Banking Union Ltd Marketing Yard Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0KDT012 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Kodinar Taluka Co Operative Banking Union Ltd Marketing Yard Branch branch

The branch is located at AT VADNAGAR TALUKA KODINAR, which puts it inside Kodinar, the broader Gir Somnath district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Kodinar Taluka Co Operative Banking Union Ltd Marketing Yard Branch branch” — the verified location pin for IFSC GSCB0KDT012 should appear at the top of the results.
2. Confirm the branch is open by calling 2795-221404 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0KDT012 and your account number.

Common mistakes to avoid when using IFSC GSCB0KDT012

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE KODINAR TALUKA CO OPERATIVE BANKING UNION LTD MARKETING YARD BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0KDT012.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Kodinar Taluka Co Operative Banking Union Ltd Marketing Yard Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0KDT012, however, work 24x7.

Verifying IFSC GSCB0KDT012 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0KDT012 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2795-221404.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0KDT012 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE KODINAR TALUKA CO OPERATIVE BANKING UNION LTD MARKETING YARD BRANCH branch, in KODINAR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.