IFSC Code of The Gujarat State Cooperative Bank Limited, Shri Rajkot District Coop. Bank Ltd. Kherdi Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI branch in KHERDI. The 11-digit IFSC GSCB0RJT169 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI branch, the IFSC GSCB0RJT169 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and RJT169 identifies this particular branch.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Shri Rajkot District Coop. Bank Ltd. Kherdi branch — IFSC GSCB0RJT169 — extends the bank's services to customers in and around Kherdi, Gujarat.

Shri Rajkot District Coop. Bank Ltd. Kherdi branch overview

Located at SHRI KHERDI SEVADAYI S.S.M.LTD. S HOUSE,VIA BHAKTINAGAR,KHERDI, the Shri Rajkot District Coop. Bank Ltd. Kherdi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0RJT169 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI branch came to be assigned the code GSCB0RJT169.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0RJT169, money simply cannot be routed to the SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0RJT169 and the account number together uniquely identify the Shri Rajkot District Coop. Bank Ltd. Kherdi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC GSCB0RJT169

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0RJT169 across all three.

How to use IFSC GSCB0RJT169 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0RJT169.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0RJT169 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI (IFSC GSCB0RJT169)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0RJT169 in your mobile or internet banking app, and the money is credited to the SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shri Rajkot District Coop. Bank Ltd. Kherdi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0RJT169:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI is still linked to IFSC GSCB0RJT169.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0RJT169

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI is still mapped to IFSC GSCB0RJT169. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0RJT169 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Shri Rajkot District Coop. Bank Ltd. Kherdi branch is mapped to IFSC GSCB0RJT169 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0RJT169.

Products and services

Customers walking into the Shri Rajkot District Coop. Bank Ltd. Kherdi branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0RJT169

Online banking and IFSC GSCB0RJT169

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0RJT169 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Shri Rajkot District Coop. Bank Ltd. Kherdi branch

The branch is located at SHRI KHERDI SEVADAYI S.S.M.LTD. S HOUSE,VIA BHAKTINAGAR,KHERDI, which puts it inside Kherdi, the broader Rajkot district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Shri Rajkot District Coop. Bank Ltd. Kherdi branch” — the verified location pin for IFSC GSCB0RJT169 should appear at the top of the results.
2. Confirm the branch is open by calling 8238260005 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0RJT169 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI:

• The IFSC is exactly GSCB0RJT169 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Shri Rajkot District Coop. Bank Ltd. Kherdi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0RJT169 continue to work without interruption.

Verifying IFSC GSCB0RJT169 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0RJT169 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8238260005.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0RJT169 is the IFSC code of The Gujarat State Cooperative Bank Limited, SHRI RAJKOT DISTRICT COOP. BANK LTD. KHERDI branch, in KHERDI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.