This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA branch in KHAMBHALIA. The 11-digit IFSC GSCB0JMN030 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA branch, the IFSC GSCB0JMN030 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and JMN030 identifies this particular branch.
About The Gujarat State Cooperative Bank Limited
The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia branch in Khambhalia. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0JMN030.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia |
| IFSC Code | GSCB0JMN030 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT JAM KHAMBHALIA TA JAM KHAMBHALIA |
| City | Khambhalia |
| District | Devbhoomi Dwarka |
| State | Gujarat |
| STD Code | 2833 |
| Phone | 232611 |
About this branch
The branch is located at AT JAM KHAMBHALIA TA JAM KHAMBHALIA. It serves the Khambhalia region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0JMN030 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA branch came to be assigned the code GSCB0JMN030.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0JMN030, money simply cannot be routed to the THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA branch electronically.
Account types you can open at the The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia branch
Once you have an account at The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA, the IFSC GSCB0JMN030 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC GSCB0JMN030
How to transfer money using IFSC GSCB0JMN030
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0JMN030 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA using IFSC GSCB0JMN030
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0JMN030, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0JMN030 while initiating the transfer and the credit will appear within minutes.
IMPS to The Gujarat State Cooperative Bank Limited THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA (IFSC GSCB0JMN030)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0JMN030 in your mobile or internet banking app, and the money is credited to the THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0JMN030 for The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0JMN030 | Yes – GSCB0JMN030 | Yes – GSCB0JMN030 |
For most retail customers crediting the The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA branch, the IFSC GSCB0JMN030 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC GSCB0JMN030
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0JMN030 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0JMN030 and the account number together uniquely identify the The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC GSCB0JMN030
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0JMN030. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia branch sits at AT JAM KHAMBHALIA TA JAM KHAMBHALIA. If you are travelling from outside Khambhalia, search for the branch on a maps application using the bank name and locality, or call 2833-232611 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0JMN030 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC GSCB0JMN030 for The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0JMN030 continue to work without interruption.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia Branch
AT JAM KHAMBHALIA TA JAM KHAMBHALIA
Khambhalia, Gujarat
Phone: 2833-232611
IFSC: GSCB0JMN030
Frequently asked questions
Does The Gujarat State Cooperative Bank Limited The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2833-232611 to confirm.
Where is The Gujarat State Cooperative Bank Limited The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia branch located?
The Gujarat State Cooperative Bank Limited's The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia branch is located at AT JAM KHAMBHALIA TA JAM KHAMBHALIA, Khambhalia, Gujarat.
What is the IFSC code of The Gujarat State Cooperative Bank Limited The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia branch is GSCB0JMN030. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC GSCB0JMN030 valid for NEFT and RTGS?
Yes. IFSC GSCB0JMN030 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC GSCB0JMN030 the same for all accounts at The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia branch?
Yes. The IFSC GSCB0JMN030 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia branch. Only the account number changes from customer to customer.
How do I add The Gujarat State Cooperative Bank Limited The Jamnagar District Cooperative Bank Ltd Jamnagar Khambhalia as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0JMN030, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code GSCB0JMN030 belongs to The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KHAMBHALIA branch, located at AT JAM KHAMBHALIA TA JAM KHAMBHALIA in KHAMBHALIA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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