If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR branch in KARANNAGAR, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0MSN064. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR branch, and detailed step-by-step guides for using the IFSC GSCB0MSN064 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, GSCB0MSN064 is the IFSC of The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR branch. The format is fixed: GSCB = bank code, 0 = reserved, MSN064 = branch identifier.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Mehsana Dist Central Co Op Bank Ltd Karannagar |
| IFSC Code | GSCB0MSN064 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT AND POST KARANNAGAR BAZAR TA KADI DIST MEHSANA 382727 |
| City | Karannagar |
| District | Mehsana |
| State | Gujarat |
| STD Code | 2764 |
| Phone | 277211 |
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Mehsana Dist Central Co Op Bank Ltd Karannagar branch in Karannagar, Gujarat is part of this network and uses the IFSC code GSCB0MSN064 for all electronic settlement.
The Mehsana Dist Central Co Op Bank Ltd Karannagar branch overview
Located at AT AND POST KARANNAGAR BAZAR TA KADI DIST MEHSANA 382727, the The Mehsana Dist Central Co Op Bank Ltd Karannagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0MSN064 is required for all interbank electronic transfers routed through this branch.
Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0MSN064 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0MSN064 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC GSCB0MSN064
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0MSN064 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR using IFSC GSCB0MSN064
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0MSN064, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0MSN064 while initiating the transfer and the credit will appear within minutes.
IMPS to The Gujarat State Cooperative Bank Limited THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR (IFSC GSCB0MSN064)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0MSN064 in your mobile or internet banking app, and the money is credited to the THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0MSN064 for The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0MSN064 | Yes – GSCB0MSN064 | Yes – GSCB0MSN064 |
For most retail customers crediting the The Mehsana Dist Central Co Op Bank Ltd Karannagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR branch, the IFSC GSCB0MSN064 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the The Mehsana Dist Central Co Op Bank Ltd Karannagar branch
Once you have an account at The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR, the IFSC GSCB0MSN064 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The The Mehsana Dist Central Co Op Bank Ltd Karannagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2764-277211.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0MSN064
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0MSN064 and the account number together uniquely identify the The Mehsana Dist Central Co Op Bank Ltd Karannagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the The Mehsana Dist Central Co Op Bank Ltd Karannagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0MSN064 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR:
- The IFSC is exactly GSCB0MSN064 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The The Mehsana Dist Central Co Op Bank Ltd Karannagar branch sits at AT AND POST KARANNAGAR BAZAR TA KADI DIST MEHSANA 382727. If you are travelling from outside Karannagar, search for the branch on a maps application using the bank name and locality, or call 2764-277211 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0MSN064 and your account number.
Verifying IFSC GSCB0MSN064 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0MSN064 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2764-277211.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at The Mehsana Dist Central Co Op Bank Ltd Karannagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0MSN064 continue to work without interruption.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Mehsana Dist Central Co Op Bank Ltd Karannagar Branch
AT AND POST KARANNAGAR BAZAR TA KADI DIST MEHSANA 382727
Karannagar, Gujarat
Phone: 2764-277211
IFSC: GSCB0MSN064
Frequently asked questions
Is IFSC GSCB0MSN064 the same for all accounts at The Mehsana Dist Central Co Op Bank Ltd Karannagar branch?
Yes. The IFSC GSCB0MSN064 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Mehsana Dist Central Co Op Bank Ltd Karannagar branch. Only the account number changes from customer to customer.
Does The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Karannagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2764-277211 to confirm.
Can I use IFSC GSCB0MSN064 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0MSN064 to send funds instantly.
What is the phone number of The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Karannagar branch?
You can reach the branch at 2764-277211 during regular banking hours.
How do I add The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Karannagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0MSN064, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Karannagar branch located?
The Gujarat State Cooperative Bank Limited's The Mehsana Dist Central Co Op Bank Ltd Karannagar branch is located at AT AND POST KARANNAGAR BAZAR TA KADI DIST MEHSANA 382727, Karannagar, Gujarat.
How quickly will an NEFT transfer using GSCB0MSN064 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – The Mehsana Dist Central Co Op Bank Ltd Karannagar reflect within 30 minutes.
What is the IFSC code of The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Karannagar branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, The Mehsana Dist Central Co Op Bank Ltd Karannagar branch is GSCB0MSN064. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code GSCB0MSN064 belongs to The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD KARANNAGAR branch, located at AT AND POST KARANNAGAR BAZAR TA KADI DIST MEHSANA 382727 in KARANNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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