Below are the complete branch details for The Gujarat State Cooperative Bank Limited, THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI branch, located in KANSARAKUI, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0MSN053. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0MSN053 for The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, GSCB0MSN053 is the IFSC of The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI branch. The format is fixed: GSCB = bank code, 0 = reserved, MSN053 = branch identifier.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Mehsana Dist Central Co Op Bank Ltd Kansarakui |
| IFSC Code | GSCB0MSN053 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT AND POST KANSARAKUI BAZAR TA VISNAGAR DIST MEHSANA 384315 |
| City | Kansarakui |
| District | Mehsana |
| State | Gujarat |
| STD Code | 2765 |
| Phone | 283375 |
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch in Kansarakui, Gujarat is part of this network and uses the IFSC code GSCB0MSN053 for all electronic settlement.
About the The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch
The The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch of The Gujarat State Cooperative Bank Limited is situated at AT AND POST KANSARAKUI BAZAR TA VISNAGAR DIST MEHSANA 384315. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0MSN053 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI branch came to be assigned the code GSCB0MSN053.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0MSN053, money simply cannot be routed to the THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI branch electronically.
How to transfer money using IFSC GSCB0MSN053
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0MSN053 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI using IFSC GSCB0MSN053
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0MSN053, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0MSN053 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI, use IMPS. With IFSC GSCB0MSN053 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0MSN053 for The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0MSN053 | Yes – GSCB0MSN053 | Yes – GSCB0MSN053 |
For most retail customers crediting the The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC GSCB0MSN053
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI is still mapped to IFSC GSCB0MSN053. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0MSN053 and the beneficiary's account number to complete the transfer.
Account types you can open at the The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch
Once you have an account at The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI, the IFSC GSCB0MSN053 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2765-283375.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0MSN053
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0MSN053 and the account number together uniquely identify the The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0MSN053 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI:
- The IFSC is exactly GSCB0MSN053 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch sits at AT AND POST KANSARAKUI BAZAR TA VISNAGAR DIST MEHSANA 384315. If you are travelling from outside Kansarakui, search for the branch on a maps application using the bank name and locality, or call 2765-283375 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0MSN053 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC GSCB0MSN053 for The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0MSN053, however, work 24x7.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Mehsana Dist Central Co Op Bank Ltd Kansarakui Branch
AT AND POST KANSARAKUI BAZAR TA VISNAGAR DIST MEHSANA 384315
Kansarakui, Gujarat
Phone: 2765-283375
IFSC: GSCB0MSN053
Frequently asked questions
Can I use IFSC GSCB0MSN053 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0MSN053 to send funds instantly.
Is IFSC GSCB0MSN053 the same for all accounts at The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch?
Yes. The IFSC GSCB0MSN053 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch. Only the account number changes from customer to customer.
Does The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2765-283375 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch but serve different purposes.
How do I add The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Kansarakui as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0MSN053, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch located?
The Gujarat State Cooperative Bank Limited's The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch is located at AT AND POST KANSARAKUI BAZAR TA VISNAGAR DIST MEHSANA 384315, Kansarakui, Gujarat.
Is IFSC GSCB0MSN053 valid for NEFT and RTGS?
Yes. IFSC GSCB0MSN053 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, The Mehsana Dist Central Co Op Bank Ltd Kansarakui branch is GSCB0MSN053. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code GSCB0MSN053 belongs to The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD KANSARAKUI branch, located at AT AND POST KANSARAKUI BAZAR TA VISNAGAR DIST MEHSANA 384315 in KANSARAKUI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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