IFSC Code of The Gujarat State Cooperative Bank Limited, The Jamnagar District Cooperative Bank Ltd Jamnagar Kalawad Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KALAWAD branch in KALAWAD. The 11-digit IFSC GSCB0JMN022 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KALAWAD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KALAWAD branch, the IFSC GSCB0JMN022 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and JMN022 identifies this particular branch.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Jamnagar District Cooperative Bank Ltd Jamnagar Kalawad branch in Kalawad, Gujarat is part of this network and uses the IFSC code GSCB0JMN022 for all electronic settlement.

About the The Jamnagar District Cooperative Bank Ltd Jamnagar Kalawad branch

The The Jamnagar District Cooperative Bank Ltd Jamnagar Kalawad branch of The Gujarat State Cooperative Bank Limited is situated at AT KALAVAD SHITLA TA KALAVAD SHITLA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0JMN022 is used.

Branch details at a glance

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KALAWAD of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0JMN022 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0JMN022 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the The Jamnagar District Cooperative Bank Ltd Jamnagar Kalawad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0JMN022 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0JMN022

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0JMN022 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KALAWAD using IFSC GSCB0JMN022

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0JMN022, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KALAWAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KALAWAD

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KALAWAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0JMN022 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KALAWAD, use IMPS. With IFSC GSCB0JMN022 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0JMN022 for The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KALAWAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Jamnagar District Cooperative Bank Ltd Jamnagar Kalawad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KALAWAD branch, the IFSC GSCB0JMN022 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Jamnagar District Cooperative Bank Ltd Jamnagar Kalawad branch is mapped to IFSC GSCB0JMN022 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0JMN022.

Products and services

Customers walking into the The Jamnagar District Cooperative Bank Ltd Jamnagar Kalawad branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0JMN022

Online banking and IFSC GSCB0JMN022

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KALAWAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0JMN022 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The The Jamnagar District Cooperative Bank Ltd Jamnagar Kalawad branch sits at AT KALAVAD SHITLA TA KALAVAD SHITLA. If you are travelling from outside Kalawad, search for the branch on a maps application using the bank name and locality, or call 2894-222020 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0JMN022 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KALAWAD:

• The IFSC is exactly GSCB0JMN022 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KALAWAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Jamnagar District Cooperative Bank Ltd Jamnagar Kalawad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0JMN022, however, work 24x7.

Verifying IFSC GSCB0JMN022 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0JMN022 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2894-222020.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0JMN022 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR KALAWAD branch, in KALAWAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.