IFSC Code of The Gujarat State Cooperative Bank Limited, Amreli Jilla Madhyastha Sahakari Bank Ltd Jarakhiya Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD JARAKHIYA branch in JARAKHIYA, GUJARAT. The branch's IFSC code GSCB0AMR049 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD JARAKHIYA is GSCB0AMR049. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters AMR049 map to this branch in JARAKHIYA, GUJARAT.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Amreli Jilla Madhyastha Sahakari Bank Ltd Jarakhiya branch — IFSC GSCB0AMR049 — extends the bank's services to customers in and around Jarakhiya, Gujarat.

About this branch

The branch is located at JARAKHIYA, TAL-LATHI, DIST. AMRELI. It serves the Jarakhiya region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0AMR049 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD JARAKHIYA branch came to be assigned the code GSCB0AMR049.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0AMR049, money simply cannot be routed to the AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD JARAKHIYA branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0AMR049 and the account number together uniquely identify the Amreli Jilla Madhyastha Sahakari Bank Ltd Jarakhiya branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC GSCB0AMR049

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0AMR049 across all three.

How to use IFSC GSCB0AMR049 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD JARAKHIYA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0AMR049.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD JARAKHIYA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD JARAKHIYA

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD JARAKHIYA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0AMR049 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD JARAKHIYA (IFSC GSCB0AMR049)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0AMR049 in your mobile or internet banking app, and the money is credited to the AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD JARAKHIYA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Amreli Jilla Madhyastha Sahakari Bank Ltd Jarakhiya

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0AMR049:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD JARAKHIYA is still linked to IFSC GSCB0AMR049.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0AMR049

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD JARAKHIYA is still mapped to IFSC GSCB0AMR049. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0AMR049 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Amreli Jilla Madhyastha Sahakari Bank Ltd Jarakhiya branch is mapped to IFSC GSCB0AMR049 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0AMR049.

Banking services available

The Amreli Jilla Madhyastha Sahakari Bank Ltd Jarakhiya branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2793-248248.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0AMR049

Online banking and IFSC GSCB0AMR049

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD JARAKHIYA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0AMR049 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Amreli Jilla Madhyastha Sahakari Bank Ltd Jarakhiya branch sits at JARAKHIYA, TAL-LATHI, DIST. AMRELI. If you are travelling from outside Jarakhiya, search for the branch on a maps application using the bank name and locality, or call 2793-248248 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0AMR049 and your account number.

Common mistakes to avoid when using IFSC GSCB0AMR049

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD JARAKHIYA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0AMR049.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Amreli Jilla Madhyastha Sahakari Bank Ltd Jarakhiya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0AMR049 continue to work without interruption.

Verifying IFSC GSCB0AMR049 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0AMR049 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2793-248248.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0AMR049 belongs to The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD JARAKHIYA branch, located at JARAKHIYA, TAL-LATHI, DIST. AMRELI in JARAKHIYA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.