IFSC Code of The Gujarat State Cooperative Bank Limited, The Jamnagar Mahila Sahakari Bank Ltd Manek Centre Branch Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, THE JAMNAGAR MAHILA SAHAKARI BANK LTD MANEK CENTRE BRANCH branch in JAMNAGAR, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0UJAM01. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE JAMNAGAR MAHILA SAHAKARI BANK LTD MANEK CENTRE BRANCH branch, and detailed step-by-step guides for using the IFSC GSCB0UJAM01 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE JAMNAGAR MAHILA SAHAKARI BANK LTD MANEK CENTRE BRANCH is GSCB0UJAM01. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UJAM01 map to this branch in JAMNAGAR, GUJARAT.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Jamnagar Mahila Sahakari Bank Ltd Manek Centre Branch branch in Jamnagar, Gujarat is part of this network and uses the IFSC code GSCB0UJAM01 for all electronic settlement.

About this branch

The branch is located at 110 TO 115, MANEK CENTRE, P N MARG, JAMNAGAR 361008. It serves the Jamnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0UJAM01 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE JAMNAGAR MAHILA SAHAKARI BANK LTD MANEK CENTRE BRANCH of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0UJAM01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0UJAM01 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the The Jamnagar Mahila Sahakari Bank Ltd Manek Centre Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0UJAM01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0UJAM01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UJAM01 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE JAMNAGAR MAHILA SAHAKARI BANK LTD MANEK CENTRE BRANCH using IFSC GSCB0UJAM01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0UJAM01, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE JAMNAGAR MAHILA SAHAKARI BANK LTD MANEK CENTRE BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE JAMNAGAR MAHILA SAHAKARI BANK LTD MANEK CENTRE BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE JAMNAGAR MAHILA SAHAKARI BANK LTD MANEK CENTRE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0UJAM01 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE JAMNAGAR MAHILA SAHAKARI BANK LTD MANEK CENTRE BRANCH, use IMPS. With IFSC GSCB0UJAM01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UJAM01 for The Gujarat State Cooperative Bank Limited – THE JAMNAGAR MAHILA SAHAKARI BANK LTD MANEK CENTRE BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Jamnagar Mahila Sahakari Bank Ltd Manek Centre Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0UJAM01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE JAMNAGAR MAHILA SAHAKARI BANK LTD MANEK CENTRE BRANCH is still mapped to IFSC GSCB0UJAM01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UJAM01 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Jamnagar Mahila Sahakari Bank Ltd Manek Centre Branch branch is mapped to IFSC GSCB0UJAM01 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UJAM01.

Products and services

Customers walking into the The Jamnagar Mahila Sahakari Bank Ltd Manek Centre Branch branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0UJAM01

Online banking and IFSC GSCB0UJAM01

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE JAMNAGAR MAHILA SAHAKARI BANK LTD MANEK CENTRE BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0UJAM01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The The Jamnagar Mahila Sahakari Bank Ltd Manek Centre Branch branch sits at 110 TO 115, MANEK CENTRE, P N MARG, JAMNAGAR 361008. If you are travelling from outside Jamnagar, search for the branch on a maps application using the bank name and locality, or call 288-2674203 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UJAM01 and your account number.

Common mistakes to avoid when using IFSC GSCB0UJAM01

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE JAMNAGAR MAHILA SAHAKARI BANK LTD MANEK CENTRE BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UJAM01.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at The Jamnagar Mahila Sahakari Bank Ltd Manek Centre Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0UJAM01 continue to work without interruption.

Verifying IFSC GSCB0UJAM01 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0UJAM01 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 288-2674203.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0UJAM01 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE JAMNAGAR MAHILA SAHAKARI BANK LTD MANEK CENTRE BRANCH branch, in JAMNAGAR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.