IFSC Code of The Gujarat State Cooperative Bank Limited, The Commercial Co Op Bank Ltd- Patel Colony Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE COMMERCIAL CO OP BANK LTD- PATEL COLONY branch in JAMNAGAR, GUJARAT. The branch's IFSC code GSCB0CCB002 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE COMMERCIAL CO OP BANK LTD- PATEL COLONY is GSCB0CCB002. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CCB002 map to this branch in JAMNAGAR, GUJARAT.

Branch details at a glance

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Commercial Co Op Bank Ltd- Patel Colony branch in Jamnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0CCB002.

The Commercial Co Op Bank Ltd- Patel Colony branch overview

Located at 6-PATEL COLONY, JAMNAGAR - 361008, the The Commercial Co Op Bank Ltd- Patel Colony branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0CCB002 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE COMMERCIAL CO OP BANK LTD- PATEL COLONY branch came to be assigned the code GSCB0CCB002.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0CCB002, money simply cannot be routed to the THE COMMERCIAL CO OP BANK LTD- PATEL COLONY branch electronically.

How to transfer money using IFSC GSCB0CCB002

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0CCB002 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE COMMERCIAL CO OP BANK LTD- PATEL COLONY using IFSC GSCB0CCB002

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0CCB002, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE COMMERCIAL CO OP BANK LTD- PATEL COLONY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0CCB002

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE COMMERCIAL CO OP BANK LTD- PATEL COLONY, ensure your bank's portal accepts IFSC GSCB0CCB002 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited THE COMMERCIAL CO OP BANK LTD- PATEL COLONY (IFSC GSCB0CCB002)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0CCB002 in your mobile or internet banking app, and the money is credited to the THE COMMERCIAL CO OP BANK LTD- PATEL COLONY branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0CCB002 for The Gujarat State Cooperative Bank Limited – THE COMMERCIAL CO OP BANK LTD- PATEL COLONY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Commercial Co Op Bank Ltd- Patel Colony branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE COMMERCIAL CO OP BANK LTD- PATEL COLONY branch, the IFSC GSCB0CCB002 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Commercial Co Op Bank Ltd- Patel Colony branch is mapped to IFSC GSCB0CCB002 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0CCB002.

Banking services available

The The Commercial Co Op Bank Ltd- Patel Colony branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 288-2753125.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0CCB002

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0CCB002 and the account number together uniquely identify the The Commercial Co Op Bank Ltd- Patel Colony branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC GSCB0CCB002

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE COMMERCIAL CO OP BANK LTD- PATEL COLONY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0CCB002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE COMMERCIAL CO OP BANK LTD- PATEL COLONY:

• The IFSC is exactly GSCB0CCB002 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE COMMERCIAL CO OP BANK LTD- PATEL COLONY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Commercial Co Op Bank Ltd- Patel Colony branch

The branch is located at 6-PATEL COLONY, JAMNAGAR - 361008, which puts it inside Jamnagar, the broader Jamnagar district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Commercial Co Op Bank Ltd- Patel Colony branch” — the verified location pin for IFSC GSCB0CCB002 should appear at the top of the results.
2. Confirm the branch is open by calling 288-2753125 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0CCB002 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0CCB002 for The Gujarat State Cooperative Bank Limited – THE COMMERCIAL CO OP BANK LTD- PATEL COLONY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Commercial Co Op Bank Ltd- Patel Colony are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0CCB002 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0CCB002 belongs to The Gujarat State Cooperative Bank Limited's THE COMMERCIAL CO OP BANK LTD- PATEL COLONY branch, located at 6-PATEL COLONY, JAMNAGAR - 361008 in JAMNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.