IFSC Code of The Gujarat State Cooperative Bank Limited, The Commercial Co Op Bank Ltd - Kalavad Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE COMMERCIAL CO OP BANK LTD - KALAVAD branch in JAMNAGAR. The 11-digit IFSC GSCB0CCB005 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE COMMERCIAL CO OP BANK LTD - KALAVAD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE COMMERCIAL CO OP BANK LTD - KALAVAD is GSCB0CCB005. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CCB005 map to this branch in JAMNAGAR, GUJARAT.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Commercial Co Op Bank Ltd - Kalavad branch in Jamnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0CCB005.

Branch details at a glance

The Commercial Co Op Bank Ltd - Kalavad branch overview

Located at CINEMA ROAD,KALAVAD,SHITLA - 361160, the The Commercial Co Op Bank Ltd - Kalavad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0CCB005 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE COMMERCIAL CO OP BANK LTD - KALAVAD branch came to be assigned the code GSCB0CCB005.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0CCB005, money simply cannot be routed to the THE COMMERCIAL CO OP BANK LTD - KALAVAD branch electronically.

Account types you can open at the The Commercial Co Op Bank Ltd - Kalavad branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE COMMERCIAL CO OP BANK LTD - KALAVAD, the IFSC GSCB0CCB005 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Commercial Co Op Bank Ltd - Kalavad branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0CCB005

How to transfer money using IFSC GSCB0CCB005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0CCB005 across all three.

How to use IFSC GSCB0CCB005 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE COMMERCIAL CO OP BANK LTD - KALAVAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0CCB005.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE COMMERCIAL CO OP BANK LTD - KALAVAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE COMMERCIAL CO OP BANK LTD - KALAVAD

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE COMMERCIAL CO OP BANK LTD - KALAVAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0CCB005 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE COMMERCIAL CO OP BANK LTD - KALAVAD (IFSC GSCB0CCB005)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0CCB005 in your mobile or internet banking app, and the money is credited to the THE COMMERCIAL CO OP BANK LTD - KALAVAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Commercial Co Op Bank Ltd - Kalavad

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0CCB005:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE COMMERCIAL CO OP BANK LTD - KALAVAD is still linked to IFSC GSCB0CCB005.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0CCB005

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE COMMERCIAL CO OP BANK LTD - KALAVAD is still mapped to IFSC GSCB0CCB005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0CCB005 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Commercial Co Op Bank Ltd - Kalavad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0CCB005 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Commercial Co Op Bank Ltd - Kalavad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0CCB005 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE COMMERCIAL CO OP BANK LTD - KALAVAD:

• The IFSC is exactly GSCB0CCB005 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE COMMERCIAL CO OP BANK LTD - KALAVAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Commercial Co Op Bank Ltd - Kalavad branch

The branch is located at CINEMA ROAD,KALAVAD,SHITLA - 361160, which puts it inside Jamnagar, the broader Jamnagar district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Commercial Co Op Bank Ltd - Kalavad branch” — the verified location pin for IFSC GSCB0CCB005 should appear at the top of the results.
2. Confirm the branch is open by calling 2894-222610 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0CCB005 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0CCB005 for The Gujarat State Cooperative Bank Limited – THE COMMERCIAL CO OP BANK LTD - KALAVAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Commercial Co Op Bank Ltd - Kalavad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0CCB005, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0CCB005 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE COMMERCIAL CO OP BANK LTD - KALAVAD branch, in JAMNAGAR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.