Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE COMMERCIAL CO OP BANK LTD - GRAIN MARKET branch in JAMNAGAR, GUJARAT. The branch's IFSC code GSCB0CCB001 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Gujarat State Cooperative Bank Limited's THE COMMERCIAL CO OP BANK LTD - GRAIN MARKET branch, the IFSC GSCB0CCB001 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and CCB001 identifies this particular branch.
Bank profile
The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Commercial Co Op Bank Ltd - Grain Market branch — IFSC GSCB0CCB001 — extends the bank's services to customers in and around Jamnagar, Gujarat.
About the The Commercial Co Op Bank Ltd - Grain Market branch
The The Commercial Co Op Bank Ltd - Grain Market branch of The Gujarat State Cooperative Bank Limited is situated at BARDANWALA ROAD,GRAIN MARKET,JAMNAGAR - 361001.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0CCB001 is used.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Commercial Co Op Bank Ltd - Grain Market |
| IFSC Code | GSCB0CCB001 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BARDANWALA ROAD,GRAIN MARKET,JAMNAGAR - 361001. |
| City | Jamnagar |
| District | Jamnagar |
| State | Gujarat |
| STD Code | 288 |
| Phone | 2555451 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE COMMERCIAL CO OP BANK LTD - GRAIN MARKET branch came to be assigned the code GSCB0CCB001.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0CCB001, money simply cannot be routed to the THE COMMERCIAL CO OP BANK LTD - GRAIN MARKET branch electronically.
MICR & cheque-truncation details
Cheques drawn on the The Commercial Co Op Bank Ltd - Grain Market branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0CCB001 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC GSCB0CCB001
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0CCB001 across all three.
How to use IFSC GSCB0CCB001 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE COMMERCIAL CO OP BANK LTD - GRAIN MARKET branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC GSCB0CCB001.
- Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE COMMERCIAL CO OP BANK LTD - GRAIN MARKET.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC GSCB0CCB001
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE COMMERCIAL CO OP BANK LTD - GRAIN MARKET, ensure your bank's portal accepts IFSC GSCB0CCB001 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Gujarat State Cooperative Bank Limited THE COMMERCIAL CO OP BANK LTD - GRAIN MARKET (IFSC GSCB0CCB001)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0CCB001 in your mobile or internet banking app, and the money is credited to the THE COMMERCIAL CO OP BANK LTD - GRAIN MARKET branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to The Commercial Co Op Bank Ltd - Grain Market
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0CCB001:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE COMMERCIAL CO OP BANK LTD - GRAIN MARKET is still linked to IFSC GSCB0CCB001.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE COMMERCIAL CO OP BANK LTD - GRAIN MARKET branch, the IFSC GSCB0CCB001 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the The Commercial Co Op Bank Ltd - Grain Market branch is mapped to IFSC GSCB0CCB001 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0CCB001.
Banking services available
The The Commercial Co Op Bank Ltd - Grain Market branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 288-2555451.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0CCB001
Online banking and IFSC GSCB0CCB001
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE COMMERCIAL CO OP BANK LTD - GRAIN MARKET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0CCB001 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the The Commercial Co Op Bank Ltd - Grain Market branch
The branch is located at BARDANWALA ROAD,GRAIN MARKET,JAMNAGAR - 361001., which puts it inside Jamnagar, the broader Jamnagar district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Commercial Co Op Bank Ltd - Grain Market branch” — the verified location pin for IFSC GSCB0CCB001 should appear at the top of the results.
- Confirm the branch is open by calling 288-2555451 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0CCB001 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE COMMERCIAL CO OP BANK LTD - GRAIN MARKET:
- The IFSC is exactly GSCB0CCB001 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE COMMERCIAL CO OP BANK LTD - GRAIN MARKET as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at The Commercial Co Op Bank Ltd - Grain Market are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0CCB001 continue to work without interruption.
Verifying IFSC GSCB0CCB001 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0CCB001 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 288-2555451.
- Visiting the bank's official branch locator page.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Commercial Co Op Bank Ltd - Grain Market Branch
BARDANWALA ROAD,GRAIN MARKET,JAMNAGAR - 361001.
Jamnagar, Gujarat
Phone: 288-2555451
IFSC: GSCB0CCB001
Frequently asked questions
How do I add The Gujarat State Cooperative Bank Limited The Commercial Co Op Bank Ltd - Grain Market as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0CCB001, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of The Gujarat State Cooperative Bank Limited The Commercial Co Op Bank Ltd - Grain Market branch?
You can reach the branch at 288-2555451 during regular banking hours.
Is IFSC GSCB0CCB001 the same for all accounts at The Commercial Co Op Bank Ltd - Grain Market branch?
Yes. The IFSC GSCB0CCB001 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Commercial Co Op Bank Ltd - Grain Market branch. Only the account number changes from customer to customer.
What is the IFSC code of The Gujarat State Cooperative Bank Limited The Commercial Co Op Bank Ltd - Grain Market branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, The Commercial Co Op Bank Ltd - Grain Market branch is GSCB0CCB001. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does The Gujarat State Cooperative Bank Limited The Commercial Co Op Bank Ltd - Grain Market branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 288-2555451 to confirm.
Is IFSC GSCB0CCB001 valid for NEFT and RTGS?
Yes. IFSC GSCB0CCB001 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is The Gujarat State Cooperative Bank Limited The Commercial Co Op Bank Ltd - Grain Market branch located?
The Gujarat State Cooperative Bank Limited's The Commercial Co Op Bank Ltd - Grain Market branch is located at BARDANWALA ROAD,GRAIN MARKET,JAMNAGAR - 361001., Jamnagar, Gujarat.
How quickly will an NEFT transfer using GSCB0CCB001 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – The Commercial Co Op Bank Ltd - Grain Market reflect within 30 minutes.
Summary
The IFSC code GSCB0CCB001 belongs to The Gujarat State Cooperative Bank Limited's THE COMMERCIAL CO OP BANK LTD - GRAIN MARKET branch, located at BARDANWALA ROAD,GRAIN MARKET,JAMNAGAR - 361001. in JAMNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


