IFSC Code of The Gujarat State Cooperative Bank Limited, The Panchmahal District Co Op Bank Ltd.Jambughoda Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE PANCHMAHAL DISTRICT CO OP BANK LTD.JAMBUGHODA branch in JAMBUGHODA, GUJARAT. The branch's IFSC code GSCB0PDC016 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE PANCHMAHAL DISTRICT CO OP BANK LTD.JAMBUGHODA is GSCB0PDC016. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters PDC016 map to this branch in JAMBUGHODA, GUJARAT.

Branch details at a glance

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Panchmahal District Co Op Bank Ltd.Jambughoda branch in Jambughoda, Gujarat is part of this network and uses the IFSC code GSCB0PDC016 for all electronic settlement.

The Panchmahal District Co Op Bank Ltd.Jambughoda branch overview

Located at NEAR TOWER,AT AND PO.JAMBUGHODA, TA.JAMBUGHODA,DIST PANCHAHAL, the The Panchmahal District Co Op Bank Ltd.Jambughoda branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0PDC016 is required for all interbank electronic transfers routed through this branch.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE PANCHMAHAL DISTRICT CO OP BANK LTD.JAMBUGHODA of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0PDC016 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0PDC016 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC GSCB0PDC016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0PDC016 across all three.

How to use IFSC GSCB0PDC016 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE PANCHMAHAL DISTRICT CO OP BANK LTD.JAMBUGHODA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0PDC016.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE PANCHMAHAL DISTRICT CO OP BANK LTD.JAMBUGHODA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0PDC016

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE PANCHMAHAL DISTRICT CO OP BANK LTD.JAMBUGHODA, ensure your bank's portal accepts IFSC GSCB0PDC016 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE PANCHMAHAL DISTRICT CO OP BANK LTD.JAMBUGHODA, use IMPS. With IFSC GSCB0PDC016 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Panchmahal District Co Op Bank Ltd.Jambughoda

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0PDC016:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE PANCHMAHAL DISTRICT CO OP BANK LTD.JAMBUGHODA is still linked to IFSC GSCB0PDC016.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE PANCHMAHAL DISTRICT CO OP BANK LTD.JAMBUGHODA branch, the IFSC GSCB0PDC016 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Panchmahal District Co Op Bank Ltd.Jambughoda branch is mapped to IFSC GSCB0PDC016 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0PDC016.

Banking services available

The The Panchmahal District Co Op Bank Ltd.Jambughoda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2676-241365.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0PDC016

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0PDC016 and the account number together uniquely identify the The Panchmahal District Co Op Bank Ltd.Jambughoda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The Panchmahal District Co Op Bank Ltd.Jambughoda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0PDC016 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC GSCB0PDC016

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE PANCHMAHAL DISTRICT CO OP BANK LTD.JAMBUGHODA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0PDC016.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Panchmahal District Co Op Bank Ltd.Jambughoda branch sits at NEAR TOWER,AT AND PO.JAMBUGHODA, TA.JAMBUGHODA,DIST PANCHAHAL. If you are travelling from outside Jambughoda, search for the branch on a maps application using the bank name and locality, or call 2676-241365 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0PDC016 and your account number.

Verifying IFSC GSCB0PDC016 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0PDC016 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2676-241365.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Panchmahal District Co Op Bank Ltd.Jambughoda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0PDC016 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0PDC016 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE PANCHMAHAL DISTRICT CO OP BANK LTD.JAMBUGHODA branch, in JAMBUGHODA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.