This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR branch in JALALPUR. The 11-digit IFSC GSCB0BVN084 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, GSCB0BVN084 is the IFSC of The Gujarat State Cooperative Bank Limited's THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR branch. The format is fixed: GSCB = bank code, 0 = reserved, BVN084 = branch identifier.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Bhavnagar District Co Operative Bank Ltd Jalalpur |
| IFSC Code | GSCB0BVN084 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TO JALALPUR MAIN BAZAR TALUKA GADHADA DIST BOTAD |
| City | Jalalpur |
| District | Botad |
| State | Gujarat |
| STD Code | 0 |
| Phone | 6358329487 |
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Bhavnagar District Co Operative Bank Ltd Jalalpur branch in Jalalpur, Gujarat is part of this network and uses the IFSC code GSCB0BVN084 for all electronic settlement.
About the The Bhavnagar District Co Operative Bank Ltd Jalalpur branch
The The Bhavnagar District Co Operative Bank Ltd Jalalpur branch of The Gujarat State Cooperative Bank Limited is situated at TO JALALPUR MAIN BAZAR TALUKA GADHADA DIST BOTAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0BVN084 is used.
Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0BVN084 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0BVN084 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC GSCB0BVN084
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0BVN084 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR using IFSC GSCB0BVN084
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0BVN084, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0BVN084 while initiating the transfer and the credit will appear within minutes.
IMPS to The Gujarat State Cooperative Bank Limited THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR (IFSC GSCB0BVN084)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0BVN084 in your mobile or internet banking app, and the money is credited to the THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0BVN084 for The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0BVN084 | Yes – GSCB0BVN084 | Yes – GSCB0BVN084 |
For most retail customers crediting the The Bhavnagar District Co Operative Bank Ltd Jalalpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC GSCB0BVN084
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR is still mapped to IFSC GSCB0BVN084. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0BVN084 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the The Bhavnagar District Co Operative Bank Ltd Jalalpur branch is mapped to IFSC GSCB0BVN084 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0BVN084.
Products and services
Customers walking into the The Bhavnagar District Co Operative Bank Ltd Jalalpur branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC GSCB0BVN084
MICR & cheque-truncation details
Cheques drawn on the The Bhavnagar District Co Operative Bank Ltd Jalalpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0BVN084 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC GSCB0BVN084
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0BVN084 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC GSCB0BVN084
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0BVN084. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The The Bhavnagar District Co Operative Bank Ltd Jalalpur branch sits at TO JALALPUR MAIN BAZAR TALUKA GADHADA DIST BOTAD. If you are travelling from outside Jalalpur, search for the branch on a maps application using the bank name and locality, or call 6358329487 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0BVN084 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC GSCB0BVN084 for The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Bhavnagar District Co Operative Bank Ltd Jalalpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0BVN084, however, work 24x7.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Bhavnagar District Co Operative Bank Ltd Jalalpur Branch
TO JALALPUR MAIN BAZAR TALUKA GADHADA DIST BOTAD
Jalalpur, Gujarat
Phone: 6358329487
IFSC: GSCB0BVN084
Frequently asked questions
Does The Gujarat State Cooperative Bank Limited The Bhavnagar District Co Operative Bank Ltd Jalalpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6358329487 to confirm.
How quickly will an NEFT transfer using GSCB0BVN084 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – The Bhavnagar District Co Operative Bank Ltd Jalalpur reflect within 30 minutes.
Can I use IFSC GSCB0BVN084 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0BVN084 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Bhavnagar District Co Operative Bank Ltd Jalalpur branch but serve different purposes.
Is IFSC GSCB0BVN084 the same for all accounts at The Bhavnagar District Co Operative Bank Ltd Jalalpur branch?
Yes. The IFSC GSCB0BVN084 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Bhavnagar District Co Operative Bank Ltd Jalalpur branch. Only the account number changes from customer to customer.
Is IFSC GSCB0BVN084 valid for NEFT and RTGS?
Yes. IFSC GSCB0BVN084 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code GSCB0BVN084 belongs to The Gujarat State Cooperative Bank Limited's THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD JALALPUR branch, located at TO JALALPUR MAIN BAZAR TALUKA GADHADA DIST BOTAD in JALALPUR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


