IFSC Code of The Gujarat State Cooperative Bank Limited, The Idar Nagarik Sahakari Bank Ltd Tower Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, THE IDAR NAGARIK SAHAKARI BANK LTD TOWER branch, located in IDAR, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0UIDA01. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0UIDA01 for The Gujarat State Cooperative Bank Limited – THE IDAR NAGARIK SAHAKARI BANK LTD TOWER — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's THE IDAR NAGARIK SAHAKARI BANK LTD TOWER branch, the IFSC GSCB0UIDA01 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and UIDA01 identifies this particular branch.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Idar Nagarik Sahakari Bank Ltd Tower branch — IFSC GSCB0UIDA01 — extends the bank's services to customers in and around Idar, Gujarat.

The Idar Nagarik Sahakari Bank Ltd Tower branch overview

Located at NEAR TOWER, TOWER RAOD ,IDAR, the The Idar Nagarik Sahakari Bank Ltd Tower branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0UIDA01 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE IDAR NAGARIK SAHAKARI BANK LTD TOWER branch came to be assigned the code GSCB0UIDA01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0UIDA01, money simply cannot be routed to the THE IDAR NAGARIK SAHAKARI BANK LTD TOWER branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0UIDA01 and the account number together uniquely identify the The Idar Nagarik Sahakari Bank Ltd Tower branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC GSCB0UIDA01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UIDA01 across all three.

How to use IFSC GSCB0UIDA01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE IDAR NAGARIK SAHAKARI BANK LTD TOWER branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0UIDA01.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE IDAR NAGARIK SAHAKARI BANK LTD TOWER.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE IDAR NAGARIK SAHAKARI BANK LTD TOWER

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE IDAR NAGARIK SAHAKARI BANK LTD TOWER branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0UIDA01 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE IDAR NAGARIK SAHAKARI BANK LTD TOWER (IFSC GSCB0UIDA01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0UIDA01 in your mobile or internet banking app, and the money is credited to the THE IDAR NAGARIK SAHAKARI BANK LTD TOWER branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UIDA01 for The Gujarat State Cooperative Bank Limited – THE IDAR NAGARIK SAHAKARI BANK LTD TOWER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Idar Nagarik Sahakari Bank Ltd Tower branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE IDAR NAGARIK SAHAKARI BANK LTD TOWER branch, the IFSC GSCB0UIDA01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Idar Nagarik Sahakari Bank Ltd Tower branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE IDAR NAGARIK SAHAKARI BANK LTD TOWER, the IFSC GSCB0UIDA01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Idar Nagarik Sahakari Bank Ltd Tower branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0UIDA01

Digital banking channels

Most day-to-day work that customers used to do at the The Idar Nagarik Sahakari Bank Ltd Tower branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0UIDA01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The The Idar Nagarik Sahakari Bank Ltd Tower branch sits at NEAR TOWER, TOWER RAOD ,IDAR. If you are travelling from outside Idar, search for the branch on a maps application using the bank name and locality, or call 2778-250029 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UIDA01 and your account number.

Common mistakes to avoid when using IFSC GSCB0UIDA01

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE IDAR NAGARIK SAHAKARI BANK LTD TOWER, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UIDA01.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Idar Nagarik Sahakari Bank Ltd Tower branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0UIDA01, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0UIDA01 for The Gujarat State Cooperative Bank Limited – THE IDAR NAGARIK SAHAKARI BANK LTD TOWER, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0UIDA01 belongs to The Gujarat State Cooperative Bank Limited's THE IDAR NAGARIK SAHAKARI BANK LTD TOWER branch, located at NEAR TOWER, TOWER RAOD ,IDAR in IDAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.