IFSC Code of The Gujarat State Cooperative Bank Limited, The Idar Nagarik Sahakari Bank Ltd. Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, THE IDAR NAGARIK SAHAKARI BANK LTD. branch in IDAR, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0UIDARB. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE IDAR NAGARIK SAHAKARI BANK LTD. branch, and detailed step-by-step guides for using the IFSC GSCB0UIDARB across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0UIDARB is the IFSC of The Gujarat State Cooperative Bank Limited's THE IDAR NAGARIK SAHAKARI BANK LTD. branch. The format is fixed: GSCB = bank code, 0 = reserved, UIDARB = branch identifier.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Idar Nagarik Sahakari Bank Ltd. branch in Idar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0UIDARB.

Branch details at a glance

About this branch

The branch is located at THE IDAR NAGARIK SAHAKARI BANK LTD.,UMA SHANKAR JOSHI MARG,MAHAVIR MARKET,JAWANPURA,IDAR-383430,DIST.SABARKANTHA,GUJARAT.. It serves the Idar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0UIDARB is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE IDAR NAGARIK SAHAKARI BANK LTD. branch came to be assigned the code GSCB0UIDARB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0UIDARB, money simply cannot be routed to the THE IDAR NAGARIK SAHAKARI BANK LTD. branch electronically.

Account types you can open at the The Idar Nagarik Sahakari Bank Ltd. branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE IDAR NAGARIK SAHAKARI BANK LTD., the IFSC GSCB0UIDARB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Idar Nagarik Sahakari Bank Ltd. branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0UIDARB

How to transfer money using IFSC GSCB0UIDARB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UIDARB across all three.

How to use IFSC GSCB0UIDARB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE IDAR NAGARIK SAHAKARI BANK LTD. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0UIDARB.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE IDAR NAGARIK SAHAKARI BANK LTD..
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE IDAR NAGARIK SAHAKARI BANK LTD.

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE IDAR NAGARIK SAHAKARI BANK LTD. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0UIDARB while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE IDAR NAGARIK SAHAKARI BANK LTD., use IMPS. With IFSC GSCB0UIDARB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Idar Nagarik Sahakari Bank Ltd.

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0UIDARB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE IDAR NAGARIK SAHAKARI BANK LTD. is still linked to IFSC GSCB0UIDARB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0UIDARB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE IDAR NAGARIK SAHAKARI BANK LTD. is still mapped to IFSC GSCB0UIDARB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UIDARB and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Idar Nagarik Sahakari Bank Ltd. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0UIDARB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0UIDARB and the account number together uniquely identify the The Idar Nagarik Sahakari Bank Ltd. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC GSCB0UIDARB

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE IDAR NAGARIK SAHAKARI BANK LTD., double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UIDARB.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Idar Nagarik Sahakari Bank Ltd. branch sits at THE IDAR NAGARIK SAHAKARI BANK LTD.,UMA SHANKAR JOSHI MARG,MAHAVIR MARKET,JAWANPURA,IDAR-383430,DIST.SABARKANTHA,GUJARAT.. If you are travelling from outside Idar, search for the branch on a maps application using the bank name and locality, or call 2778-250777 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UIDARB and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0UIDARB for The Gujarat State Cooperative Bank Limited – THE IDAR NAGARIK SAHAKARI BANK LTD., you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Idar Nagarik Sahakari Bank Ltd. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0UIDARB continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0UIDARB belongs to The Gujarat State Cooperative Bank Limited's THE IDAR NAGARIK SAHAKARI BANK LTD. branch, located at THE IDAR NAGARIK SAHAKARI BANK LTD.,UMA SHANKAR JOSHI MARG,MAHAVIR… in IDAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.