IFSC Code of The Gujarat State Cooperative Bank Limited, Sabarkantha District Central Co-Op. Bank Ltd. Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD. branch in HIMMATNAGAR. The 11-digit IFSC GSCB0SKB001 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD. location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD. branch, the IFSC GSCB0SKB001 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and SKB001 identifies this particular branch.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Sabarkantha District Central Co-Op. Bank Ltd. branch in Himmatnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0SKB001.

Sabarkantha District Central Co-Op. Bank Ltd. branch overview

Located at SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD., SAHKAR VIKAS BHAVAN,STATION ROAD.HIMMATNAGAR, the Sabarkantha District Central Co-Op. Bank Ltd. branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0SKB001 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD. branch came to be assigned the code GSCB0SKB001.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0SKB001, money simply cannot be routed to the SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD. branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0SKB001 and the account number together uniquely identify the Sabarkantha District Central Co-Op. Bank Ltd. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC GSCB0SKB001

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0SKB001 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD. using IFSC GSCB0SKB001

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0SKB001, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0SKB001

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD., ensure your bank's portal accepts IFSC GSCB0SKB001 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD. (IFSC GSCB0SKB001)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0SKB001 in your mobile or internet banking app, and the money is credited to the SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD. branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0SKB001 for The Gujarat State Cooperative Bank Limited – SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sabarkantha District Central Co-Op. Bank Ltd. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0SKB001

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD. is still mapped to IFSC GSCB0SKB001. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0SKB001 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sabarkantha District Central Co-Op. Bank Ltd. branch is mapped to IFSC GSCB0SKB001 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0SKB001.

Products and services

Customers walking into the Sabarkantha District Central Co-Op. Bank Ltd. branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0SKB001

Digital banking channels

Most day-to-day work that customers used to do at the Sabarkantha District Central Co-Op. Bank Ltd. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0SKB001 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Sabarkantha District Central Co-Op. Bank Ltd. branch sits at SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD., SAHKAR VIKAS BHAVAN,STATION ROAD.HIMMATNAGAR. If you are travelling from outside Himmatnagar, search for the branch on a maps application using the bank name and locality, or call 2772-245323 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0SKB001 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD.:

• The IFSC is exactly GSCB0SKB001 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sabarkantha District Central Co-Op. Bank Ltd. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0SKB001, however, work 24x7.

Verifying IFSC GSCB0SKB001 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0SKB001 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2772-245323.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0SKB001 belongs to The Gujarat State Cooperative Bank Limited's SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD. branch, located at SABARKANTHA DISTRICT CENTRAL CO-OP. BANK LTD., SAHKAR VIKAS BHAVAN,STATION… in HIMMATNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.