If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD branch in HIMATNAGAR, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0SKB115. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD branch, and detailed step-by-step guides for using the IFSC GSCB0SKB115 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, GSCB0SKB115 is the IFSC of The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD branch. The format is fixed: GSCB = bank code, 0 = reserved, SKB115 = branch identifier.
About The Gujarat State Cooperative Bank Limited
The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road branch in Himatnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0SKB115.
About this branch
The branch is located at AT POST SAHAKARI JINROAD 383230. It serves the Himatnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0SKB115 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road |
| IFSC Code | GSCB0SKB115 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST SAHAKARI JINROAD 383230 |
| City | Himatnagar |
| District | Sabarkantha |
| State | Gujarat |
| STD Code | 2772 |
| Phone | 244418 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD branch came to be assigned the code GSCB0SKB115.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0SKB115, money simply cannot be routed to the THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0SKB115 and the account number together uniquely identify the The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC GSCB0SKB115
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0SKB115 across all three.
How to use IFSC GSCB0SKB115 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC GSCB0SKB115.
- Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0SKB115 while initiating the transfer and the credit will appear within minutes.
IMPS to The Gujarat State Cooperative Bank Limited THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD (IFSC GSCB0SKB115)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0SKB115 in your mobile or internet banking app, and the money is credited to the THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0SKB115:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD is still linked to IFSC GSCB0SKB115.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC GSCB0SKB115
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD is still mapped to IFSC GSCB0SKB115. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0SKB115 and the beneficiary's account number to complete the transfer.
Account types you can open at the The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road branch
Once you have an account at The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD, the IFSC GSCB0SKB115 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2772-244418.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0SKB115
Online banking and IFSC GSCB0SKB115
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0SKB115 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road branch
The branch is located at AT POST SAHAKARI JINROAD 383230, which puts it inside Himatnagar, the broader Sabarkantha district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road branch” — the verified location pin for IFSC GSCB0SKB115 should appear at the top of the results.
- Confirm the branch is open by calling 2772-244418 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0SKB115 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD:
- The IFSC is exactly GSCB0SKB115 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0SKB115, however, work 24x7.
Verifying IFSC GSCB0SKB115 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0SKB115 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2772-244418.
- Visiting the bank's official branch locator page.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road Branch
AT POST SAHAKARI JINROAD 383230
Himatnagar, Gujarat
Phone: 2772-244418
IFSC: GSCB0SKB115
Frequently asked questions
Is IFSC GSCB0SKB115 valid for NEFT and RTGS?
Yes. IFSC GSCB0SKB115 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road branch but serve different purposes.
Can I use IFSC GSCB0SKB115 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0SKB115 to send funds instantly.
How quickly will an NEFT transfer using GSCB0SKB115 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road reflect within 30 minutes.
What is the phone number of The Gujarat State Cooperative Bank Limited The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road branch?
You can reach the branch at 2772-244418 during regular banking hours.
Does The Gujarat State Cooperative Bank Limited The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2772-244418 to confirm.
Where is The Gujarat State Cooperative Bank Limited The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road branch located?
The Gujarat State Cooperative Bank Limited's The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road branch is located at AT POST SAHAKARI JINROAD 383230, Himatnagar, Gujarat.
How do I add The Gujarat State Cooperative Bank Limited The Sabarkantha Dist Cen Co Op Bank Ltd Sahkarijin Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0SKB115, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code GSCB0SKB115 belongs to The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD SAHKARIJIN ROAD branch, located at AT POST SAHAKARI JINROAD 383230 in HIMATNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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