Below are the complete branch details for The Gujarat State Cooperative Bank Limited, THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY branch, located in HIMATNAGAR, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0SKB008. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0SKB008 for The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY branch, the IFSC GSCB0SKB008 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and SKB008 identifies this particular branch.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy |
| IFSC Code | GSCB0SKB008 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST SABARDAIRY 383001 |
| City | Himatnagar |
| District | Sabarkantha |
| State | Gujarat |
| STD Code | 2772 |
| Phone | 226026 |
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy branch in Himatnagar, Gujarat is part of this network and uses the IFSC code GSCB0SKB008 for all electronic settlement.
About this branch
The branch is located at AT POST SABARDAIRY 383001. It serves the Himatnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0SKB008 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY branch came to be assigned the code GSCB0SKB008.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0SKB008, money simply cannot be routed to the THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY branch electronically.
How to transfer money using IFSC GSCB0SKB008
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0SKB008 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY using IFSC GSCB0SKB008
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0SKB008, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0SKB008 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY, use IMPS. With IFSC GSCB0SKB008 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0SKB008 for The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0SKB008 | Yes – GSCB0SKB008 | Yes – GSCB0SKB008 |
For most retail customers crediting the The Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC GSCB0SKB008
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY is still mapped to IFSC GSCB0SKB008. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0SKB008 and the beneficiary's account number to complete the transfer.
Account types you can open at the The Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy branch
Once you have an account at The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY, the IFSC GSCB0SKB008 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The The Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2772-226026.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0SKB008
MICR & cheque-truncation details
Cheques drawn on the The Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0SKB008 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC GSCB0SKB008
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0SKB008 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY:
- The IFSC is exactly GSCB0SKB008 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the The Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy branch
The branch is located at AT POST SABARDAIRY 383001, which puts it inside Himatnagar, the broader Sabarkantha district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy branch” — the verified location pin for IFSC GSCB0SKB008 should appear at the top of the results.
- Confirm the branch is open by calling 2772-226026 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0SKB008 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC GSCB0SKB008 for The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0SKB008, however, work 24x7.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy Branch
AT POST SABARDAIRY 383001
Himatnagar, Gujarat
Phone: 2772-226026
IFSC: GSCB0SKB008
Frequently asked questions
How quickly will an NEFT transfer using GSCB0SKB008 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – The Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy reflect within 30 minutes.
Does The Gujarat State Cooperative Bank Limited The Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2772-226026 to confirm.
Is IFSC GSCB0SKB008 the same for all accounts at The Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy branch?
Yes. The IFSC GSCB0SKB008 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy branch but serve different purposes.
Can I use IFSC GSCB0SKB008 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0SKB008 to send funds instantly.
Is IFSC GSCB0SKB008 valid for NEFT and RTGS?
Yes. IFSC GSCB0SKB008 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add The Gujarat State Cooperative Bank Limited The Sabarkantha Dist Cen Co Op Bank Ltd Sabardairy as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0SKB008, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code GSCB0SKB008 belongs to The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD SABARDAIRY branch, located at AT POST SABARDAIRY 383001 in HIMATNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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