IFSC Code of The Gujarat State Cooperative Bank Limited, The Sabarkantha Dist Cen Co Op Bank Ltd Kadoli Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, THE SABARKANTHA DIST CEN CO OP BANK LTD KADOLI branch, located in HIMATNAGAR, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0SKB014. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0SKB014 for The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD KADOLI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0SKB014 is the IFSC of The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD KADOLI branch. The format is fixed: GSCB = bank code, 0 = reserved, SKB014 = branch identifier.

Branch details at a glance

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Sabarkantha Dist Cen Co Op Bank Ltd Kadoli branch in Himatnagar, Gujarat is part of this network and uses the IFSC code GSCB0SKB014 for all electronic settlement.

The Sabarkantha Dist Cen Co Op Bank Ltd Kadoli branch overview

Located at AT POST KADOLI 383220, the The Sabarkantha Dist Cen Co Op Bank Ltd Kadoli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0SKB014 is required for all interbank electronic transfers routed through this branch.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE SABARKANTHA DIST CEN CO OP BANK LTD KADOLI of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0SKB014 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0SKB014 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC GSCB0SKB014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0SKB014 across all three.

How to use IFSC GSCB0SKB014 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD KADOLI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0SKB014.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE SABARKANTHA DIST CEN CO OP BANK LTD KADOLI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE SABARKANTHA DIST CEN CO OP BANK LTD KADOLI

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD KADOLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0SKB014 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD KADOLI, use IMPS. With IFSC GSCB0SKB014 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Sabarkantha Dist Cen Co Op Bank Ltd Kadoli

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0SKB014:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE SABARKANTHA DIST CEN CO OP BANK LTD KADOLI is still linked to IFSC GSCB0SKB014.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD KADOLI branch, the IFSC GSCB0SKB014 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Sabarkantha Dist Cen Co Op Bank Ltd Kadoli branch is mapped to IFSC GSCB0SKB014 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0SKB014.

Products and services

Customers walking into the The Sabarkantha Dist Cen Co Op Bank Ltd Kadoli branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0SKB014

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0SKB014 and the account number together uniquely identify the The Sabarkantha Dist Cen Co Op Bank Ltd Kadoli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The Sabarkantha Dist Cen Co Op Bank Ltd Kadoli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0SKB014 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC GSCB0SKB014

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD KADOLI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0SKB014.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Sabarkantha Dist Cen Co Op Bank Ltd Kadoli branch sits at AT POST KADOLI 383220. If you are travelling from outside Himatnagar, search for the branch on a maps application using the bank name and locality, or call 2772-275285 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0SKB014 and your account number.

Verifying IFSC GSCB0SKB014 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0SKB014 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2772-275285.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Sabarkantha Dist Cen Co Op Bank Ltd Kadoli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0SKB014, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0SKB014 belongs to The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD KADOLI branch, located at AT POST KADOLI 383220 in HIMATNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.