IFSC Code of The Gujarat State Cooperative Bank Limited, The Surendranagar District Cooperative Bank Ltd Halvad Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD HALVAD branch in HALVAD, GUJARAT. The branch's IFSC code GSCB0SNR013 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD HALVAD branch, the IFSC GSCB0SNR013 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and SNR013 identifies this particular branch.

Branch details at a glance

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Surendranagar District Cooperative Bank Ltd Halvad branch in Halvad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0SNR013.

About the The Surendranagar District Cooperative Bank Ltd Halvad branch

The The Surendranagar District Cooperative Bank Ltd Halvad branch of The Gujarat State Cooperative Bank Limited is situated at WANIYAWAD HALVAD 363330. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0SNR013 is used.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD HALVAD of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0SNR013 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0SNR013 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC GSCB0SNR013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0SNR013 across all three.

How to use IFSC GSCB0SNR013 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD HALVAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0SNR013.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD HALVAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD HALVAD

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD HALVAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0SNR013 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD HALVAD (IFSC GSCB0SNR013)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0SNR013 in your mobile or internet banking app, and the money is credited to the THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD HALVAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0SNR013 for The Gujarat State Cooperative Bank Limited – THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD HALVAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Surendranagar District Cooperative Bank Ltd Halvad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0SNR013

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD HALVAD is still mapped to IFSC GSCB0SNR013. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0SNR013 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Surendranagar District Cooperative Bank Ltd Halvad branch is mapped to IFSC GSCB0SNR013 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0SNR013.

Banking services available

The The Surendranagar District Cooperative Bank Ltd Halvad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 275-8261442.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0SNR013

MICR & cheque-truncation details

Cheques drawn on the The Surendranagar District Cooperative Bank Ltd Halvad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0SNR013 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The Surendranagar District Cooperative Bank Ltd Halvad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0SNR013 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD HALVAD:

• The IFSC is exactly GSCB0SNR013 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD HALVAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Surendranagar District Cooperative Bank Ltd Halvad branch sits at WANIYAWAD HALVAD 363330. If you are travelling from outside Halvad, search for the branch on a maps application using the bank name and locality, or call 275-8261442 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0SNR013 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0SNR013 for The Gujarat State Cooperative Bank Limited – THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD HALVAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Surendranagar District Cooperative Bank Ltd Halvad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0SNR013, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0SNR013 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE SURENDRANAGAR DISTRICT COOPERATIVE BANK LTD HALVAD branch, in HALVAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.