IFSC Code of The Gujarat State Cooperative Bank Limited, Amreli Jilla Madhyastha Sahakari Bank Ltd Hadala Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD HADALA branch in HADALA, GUJARAT. The branch's IFSC code GSCB0AMR038 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD HADALA branch, the IFSC GSCB0AMR038 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and AMR038 identifies this particular branch.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Amreli Jilla Madhyastha Sahakari Bank Ltd Hadala branch in Hadala. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0AMR038.

Branch details at a glance

Amreli Jilla Madhyastha Sahakari Bank Ltd Hadala branch overview

Located at HADALA, TAL-BAGASARA, DIST. AMRELI, the Amreli Jilla Madhyastha Sahakari Bank Ltd Hadala branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0AMR038 is required for all interbank electronic transfers routed through this branch.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD HADALA of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0AMR038 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0AMR038 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Amreli Jilla Madhyastha Sahakari Bank Ltd Hadala branch is mapped to IFSC GSCB0AMR038 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0AMR038.

Banking services available

The Amreli Jilla Madhyastha Sahakari Bank Ltd Hadala branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2796-272706.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0AMR038

How to transfer money using IFSC GSCB0AMR038

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0AMR038 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD HADALA using IFSC GSCB0AMR038

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0AMR038, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD HADALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0AMR038

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD HADALA, ensure your bank's portal accepts IFSC GSCB0AMR038 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD HADALA (IFSC GSCB0AMR038)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0AMR038 in your mobile or internet banking app, and the money is credited to the AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD HADALA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Amreli Jilla Madhyastha Sahakari Bank Ltd Hadala

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0AMR038:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD HADALA is still linked to IFSC GSCB0AMR038.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD HADALA branch, the IFSC GSCB0AMR038 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC GSCB0AMR038

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD HADALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0AMR038 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Amreli Jilla Madhyastha Sahakari Bank Ltd Hadala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0AMR038 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD HADALA:

• The IFSC is exactly GSCB0AMR038 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD HADALA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Amreli Jilla Madhyastha Sahakari Bank Ltd Hadala branch sits at HADALA, TAL-BAGASARA, DIST. AMRELI. If you are travelling from outside Hadala, search for the branch on a maps application using the bank name and locality, or call 2796-272706 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0AMR038 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0AMR038 for The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD HADALA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Amreli Jilla Madhyastha Sahakari Bank Ltd Hadala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0AMR038 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0AMR038 belongs to The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD HADALA branch, located at HADALA, TAL-BAGASARA, DIST. AMRELI in HADALA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.