If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL branch in GONDAL, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0RJT075. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL branch, and detailed step-by-step guides for using the IFSC GSCB0RJT075 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL branch, the IFSC GSCB0RJT075 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and RJT075 identifies this particular branch.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal |
| IFSC Code | GSCB0RJT075 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BHAGVATPARA STREE NO. 9, OPP. PATEL WADI STREET, GONDAL |
| City | Gondal |
| District | Rajkot |
| State | Gujarat |
| STD Code | 2825 |
| Phone | 221059 |
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal branch in Gondal, Gujarat is part of this network and uses the IFSC code GSCB0RJT075 for all electronic settlement.
About the Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal branch
The Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal branch of The Gujarat State Cooperative Bank Limited is situated at BHAGVATPARA STREE NO. 9, OPP. PATEL WADI STREET, GONDAL. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0RJT075 is used.
Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0RJT075 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0RJT075 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC GSCB0RJT075
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0RJT075 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL using IFSC GSCB0RJT075
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0RJT075, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0RJT075 while initiating the transfer and the credit will appear within minutes.
IMPS to The Gujarat State Cooperative Bank Limited SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL (IFSC GSCB0RJT075)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0RJT075 in your mobile or internet banking app, and the money is credited to the SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0RJT075 for The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0RJT075 | Yes – GSCB0RJT075 | Yes – GSCB0RJT075 |
For most retail customers crediting the Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC GSCB0RJT075
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL is still mapped to IFSC GSCB0RJT075. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0RJT075 and the beneficiary's account number to complete the transfer.
Account types you can open at the Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal branch
Once you have an account at The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL, the IFSC GSCB0RJT075 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2825-221059.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0RJT075
MICR & cheque-truncation details
Cheques drawn on the Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0RJT075 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC GSCB0RJT075
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0RJT075 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL:
- The IFSC is exactly GSCB0RJT075 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal branch sits at BHAGVATPARA STREE NO. 9, OPP. PATEL WADI STREET, GONDAL. If you are travelling from outside Gondal, search for the branch on a maps application using the bank name and locality, or call 2825-221059 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0RJT075 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC GSCB0RJT075 for The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0RJT075 continue to work without interruption.
Branch address & contact
The Gujarat State Cooperative Bank LimitedShri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal Branch
BHAGVATPARA STREE NO. 9, OPP. PATEL WADI STREET, GONDAL
Gondal, Gujarat
Phone: 2825-221059
IFSC: GSCB0RJT075
Frequently asked questions
How do I add The Gujarat State Cooperative Bank Limited Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0RJT075, and complete OTP verification. Once activated, you can transfer funds at any time.
Does The Gujarat State Cooperative Bank Limited Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2825-221059 to confirm.
Is IFSC GSCB0RJT075 the same for all accounts at Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal branch?
Yes. The IFSC GSCB0RJT075 is shared by every account held at The Gujarat State Cooperative Bank Limited's Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal branch. Only the account number changes from customer to customer.
Is IFSC GSCB0RJT075 valid for NEFT and RTGS?
Yes. IFSC GSCB0RJT075 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using GSCB0RJT075 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal reflect within 30 minutes.
Where is The Gujarat State Cooperative Bank Limited Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal branch located?
The Gujarat State Cooperative Bank Limited's Shri Rajkot District Co-Op. Bank Ltd. Bhagwatpara Gondal branch is located at BHAGVATPARA STREE NO. 9, OPP. PATEL WADI STREET, GONDAL, Gondal, Gujarat.
Can I use IFSC GSCB0RJT075 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0RJT075 to send funds instantly.
Summary
The IFSC code GSCB0RJT075 belongs to The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BHAGWATPARA GONDAL branch, located at BHAGVATPARA STREE NO. 9, OPP. PATEL WADI STREET, GONDAL in GONDAL, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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