IFSC Code of The Gujarat State Cooperative Bank Limited, Una Peoples Co Op Bank Ltd Gir Gadhada Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's UNA PEOPLES CO OP BANK LTD GIR GADHADA branch in GIR GADHADA, GUJARAT. The branch's IFSC code GSCB0UUNA01 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0UUNA01 is the IFSC of The Gujarat State Cooperative Bank Limited's UNA PEOPLES CO OP BANK LTD GIR GADHADA branch. The format is fixed: GSCB = bank code, 0 = reserved, UUNA01 = branch identifier.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Una Peoples Co Op Bank Ltd Gir Gadhada branch — IFSC GSCB0UUNA01 — extends the bank's services to customers in and around Gir Gadhada, Gujarat.

Branch details at a glance

About the Una Peoples Co Op Bank Ltd Gir Gadhada branch

The Una Peoples Co Op Bank Ltd Gir Gadhada branch of The Gujarat State Cooperative Bank Limited is situated at MAIN BAZAR GIR GADHADA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0UUNA01 is used.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UNA PEOPLES CO OP BANK LTD GIR GADHADA of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0UUNA01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0UUNA01 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Una Peoples Co Op Bank Ltd Gir Gadhada branch is mapped to IFSC GSCB0UUNA01 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UUNA01.

Banking services available

The Una Peoples Co Op Bank Ltd Gir Gadhada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2875-243372.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0UUNA01

How to transfer money using IFSC GSCB0UUNA01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UUNA01 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, UNA PEOPLES CO OP BANK LTD GIR GADHADA using IFSC GSCB0UUNA01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0UUNA01, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – UNA PEOPLES CO OP BANK LTD GIR GADHADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to UNA PEOPLES CO OP BANK LTD GIR GADHADA

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's UNA PEOPLES CO OP BANK LTD GIR GADHADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0UUNA01 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – UNA PEOPLES CO OP BANK LTD GIR GADHADA, use IMPS. With IFSC GSCB0UUNA01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Una Peoples Co Op Bank Ltd Gir Gadhada

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0UUNA01:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at UNA PEOPLES CO OP BANK LTD GIR GADHADA is still linked to IFSC GSCB0UUNA01.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's UNA PEOPLES CO OP BANK LTD GIR GADHADA branch, the IFSC GSCB0UUNA01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Una Peoples Co Op Bank Ltd Gir Gadhada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0UUNA01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0UUNA01 and the account number together uniquely identify the Una Peoples Co Op Bank Ltd Gir Gadhada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – UNA PEOPLES CO OP BANK LTD GIR GADHADA:

• The IFSC is exactly GSCB0UUNA01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and UNA PEOPLES CO OP BANK LTD GIR GADHADA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Una Peoples Co Op Bank Ltd Gir Gadhada branch sits at MAIN BAZAR GIR GADHADA. If you are travelling from outside Gir Gadhada, search for the branch on a maps application using the bank name and locality, or call 2875-243372 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UUNA01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0UUNA01 for The Gujarat State Cooperative Bank Limited – UNA PEOPLES CO OP BANK LTD GIR GADHADA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Una Peoples Co Op Bank Ltd Gir Gadhada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0UUNA01, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0UUNA01 is the IFSC code of The Gujarat State Cooperative Bank Limited, UNA PEOPLES CO OP BANK LTD GIR GADHADA branch, in GIR GADHADA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.