IFSC Code of The Gujarat State Cooperative Bank Limited, Shri Rajkot District Coop. Bank Ltd. Ghoghavadar Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, SHRI RAJKOT DISTRICT COOP. BANK LTD. GHOGHAVADAR branch in GHOGHAVADAR, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0RJT181. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHRI RAJKOT DISTRICT COOP. BANK LTD. GHOGHAVADAR branch, and detailed step-by-step guides for using the IFSC GSCB0RJT181 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0RJT181 is the IFSC of The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT COOP. BANK LTD. GHOGHAVADAR branch. The format is fixed: GSCB = bank code, 0 = reserved, RJT181 = branch identifier.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Shri Rajkot District Coop. Bank Ltd. Ghoghavadar branch — IFSC GSCB0RJT181 — extends the bank's services to customers in and around Ghoghavadar, Gujarat.

About the Shri Rajkot District Coop. Bank Ltd. Ghoghavadar branch

The Shri Rajkot District Coop. Bank Ltd. Ghoghavadar branch of The Gujarat State Cooperative Bank Limited is situated at NEAR MILK SOCIETY, GHOGHAVADAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0RJT181 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT COOP. BANK LTD. GHOGHAVADAR branch came to be assigned the code GSCB0RJT181.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0RJT181, money simply cannot be routed to the SHRI RAJKOT DISTRICT COOP. BANK LTD. GHOGHAVADAR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Shri Rajkot District Coop. Bank Ltd. Ghoghavadar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0RJT181 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0RJT181

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0RJT181 across all three.

How to use IFSC GSCB0RJT181 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT COOP. BANK LTD. GHOGHAVADAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0RJT181.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as SHRI RAJKOT DISTRICT COOP. BANK LTD. GHOGHAVADAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0RJT181

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT COOP. BANK LTD. GHOGHAVADAR, ensure your bank's portal accepts IFSC GSCB0RJT181 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT COOP. BANK LTD. GHOGHAVADAR, use IMPS. With IFSC GSCB0RJT181 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0RJT181 for The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT COOP. BANK LTD. GHOGHAVADAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shri Rajkot District Coop. Bank Ltd. Ghoghavadar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT COOP. BANK LTD. GHOGHAVADAR branch, the IFSC GSCB0RJT181 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Shri Rajkot District Coop. Bank Ltd. Ghoghavadar branch

Once you have an account at The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT COOP. BANK LTD. GHOGHAVADAR, the IFSC GSCB0RJT181 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Shri Rajkot District Coop. Bank Ltd. Ghoghavadar branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0RJT181

Digital banking channels

Most day-to-day work that customers used to do at the Shri Rajkot District Coop. Bank Ltd. Ghoghavadar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0RJT181 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Shri Rajkot District Coop. Bank Ltd. Ghoghavadar branch sits at NEAR MILK SOCIETY, GHOGHAVADAR. If you are travelling from outside Ghoghavadar, search for the branch on a maps application using the bank name and locality, or call 9537071671 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0RJT181 and your account number.

Common mistakes to avoid when using IFSC GSCB0RJT181

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT COOP. BANK LTD. GHOGHAVADAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0RJT181.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Shri Rajkot District Coop. Bank Ltd. Ghoghavadar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0RJT181 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0RJT181 for The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT COOP. BANK LTD. GHOGHAVADAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0RJT181 belongs to The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT COOP. BANK LTD. GHOGHAVADAR branch, located at NEAR MILK SOCIETY, GHOGHAVADAR in GHOGHAVADAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.