Below are the complete branch details for The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO OP BANK LTD GATRAD branch, located in GATRAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0ADC195. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0ADC195 for The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD GATRAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, GSCB0ADC195 is the IFSC of The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD GATRAD branch. The format is fixed: GSCB = bank code, 0 = reserved, ADC195 = branch identifier.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | Ahmedabd District Co Op Bank Ltd Gatrad |
| IFSC Code | GSCB0ADC195 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST GATRAD TA DASCROI DIST AHMEDABAD |
| City | Gatrad |
| District | Ahmedabad |
| State | Gujarat |
| Phone | 7069610070 |
Bank profile
The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ahmedabd District Co Op Bank Ltd Gatrad branch — IFSC GSCB0ADC195 — extends the bank's services to customers in and around Gatrad, Gujarat.
About the Ahmedabd District Co Op Bank Ltd Gatrad branch
The Ahmedabd District Co Op Bank Ltd Gatrad branch of The Gujarat State Cooperative Bank Limited is situated at AT POST GATRAD TA DASCROI DIST AHMEDABAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0ADC195 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD GATRAD branch came to be assigned the code GSCB0ADC195.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0ADC195, money simply cannot be routed to the AHMEDABD DISTRICT CO OP BANK LTD GATRAD branch electronically.
How to transfer money using IFSC GSCB0ADC195
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0ADC195 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO OP BANK LTD GATRAD using IFSC GSCB0ADC195
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0ADC195, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD GATRAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AHMEDABD DISTRICT CO OP BANK LTD GATRAD
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD GATRAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0ADC195 while initiating the transfer and the credit will appear within minutes.
IMPS to The Gujarat State Cooperative Bank Limited AHMEDABD DISTRICT CO OP BANK LTD GATRAD (IFSC GSCB0ADC195)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0ADC195 in your mobile or internet banking app, and the money is credited to the AHMEDABD DISTRICT CO OP BANK LTD GATRAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0ADC195 for The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD GATRAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0ADC195 | Yes – GSCB0ADC195 | Yes – GSCB0ADC195 |
For most retail customers crediting the Ahmedabd District Co Op Bank Ltd Gatrad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC GSCB0ADC195
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD GATRAD is still mapped to IFSC GSCB0ADC195. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0ADC195 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ahmedabd District Co Op Bank Ltd Gatrad branch is mapped to IFSC GSCB0ADC195 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0ADC195.
Banking services available
The Ahmedabd District Co Op Bank Ltd Gatrad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7069610070.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0ADC195
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0ADC195 and the account number together uniquely identify the Ahmedabd District Co Op Bank Ltd Gatrad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC GSCB0ADC195
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AHMEDABD DISTRICT CO OP BANK LTD GATRAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0ADC195 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC GSCB0ADC195
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD GATRAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0ADC195. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ahmedabd District Co Op Bank Ltd Gatrad branch
The branch is located at AT POST GATRAD TA DASCROI DIST AHMEDABAD, which puts it inside Gatrad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Gatrad branch” — the verified location pin for IFSC GSCB0ADC195 should appear at the top of the results.
- Confirm the branch is open by calling 7069610070 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0ADC195 and your account number.
Verifying IFSC GSCB0ADC195 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0ADC195 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7069610070.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ahmedabd District Co Op Bank Ltd Gatrad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0ADC195 continue to work without interruption.
Branch address & contact
The Gujarat State Cooperative Bank LimitedAhmedabd District Co Op Bank Ltd Gatrad Branch
AT POST GATRAD TA DASCROI DIST AHMEDABAD
Gatrad, Gujarat
Phone: 7069610070
IFSC: GSCB0ADC195
Frequently asked questions
What is the IFSC code of The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Gatrad branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, Ahmedabd District Co Op Bank Ltd Gatrad branch is GSCB0ADC195. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC GSCB0ADC195 valid for NEFT and RTGS?
Yes. IFSC GSCB0ADC195 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Gatrad branch located?
The Gujarat State Cooperative Bank Limited's Ahmedabd District Co Op Bank Ltd Gatrad branch is located at AT POST GATRAD TA DASCROI DIST AHMEDABAD, Gatrad, Gujarat.
Is IFSC GSCB0ADC195 the same for all accounts at Ahmedabd District Co Op Bank Ltd Gatrad branch?
Yes. The IFSC GSCB0ADC195 is shared by every account held at The Gujarat State Cooperative Bank Limited's Ahmedabd District Co Op Bank Ltd Gatrad branch. Only the account number changes from customer to customer.
What is the phone number of The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Gatrad branch?
You can reach the branch at 7069610070 during regular banking hours.
Does The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Gatrad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7069610070 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ahmedabd District Co Op Bank Ltd Gatrad branch but serve different purposes.
How quickly will an NEFT transfer using GSCB0ADC195 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – Ahmedabd District Co Op Bank Ltd Gatrad reflect within 30 minutes.
Final notes
To recap: GSCB0ADC195 is the IFSC code of The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO OP BANK LTD GATRAD branch, in GATRAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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