IFSC Code of The Gujarat State Cooperative Bank Limited, The Jamnagar District Cooperative Bank Ltd Jamnagar Dwarka Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR DWARKA branch in DWARKA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0JMN039. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR DWARKA branch, and detailed step-by-step guides for using the IFSC GSCB0JMN039 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0JMN039 is the IFSC of The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR DWARKA branch. The format is fixed: GSCB = bank code, 0 = reserved, JMN039 = branch identifier.

Branch details at a glance

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Jamnagar District Cooperative Bank Ltd Jamnagar Dwarka branch in Dwarka. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0JMN039.

About the The Jamnagar District Cooperative Bank Ltd Jamnagar Dwarka branch

The The Jamnagar District Cooperative Bank Ltd Jamnagar Dwarka branch of The Gujarat State Cooperative Bank Limited is situated at AT DWARKA TA OKHA MANDAL. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0JMN039 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR DWARKA branch came to be assigned the code GSCB0JMN039.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0JMN039, money simply cannot be routed to the THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR DWARKA branch electronically.

How to transfer money using IFSC GSCB0JMN039

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0JMN039 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR DWARKA using IFSC GSCB0JMN039

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0JMN039, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR DWARKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR DWARKA

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR DWARKA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0JMN039 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR DWARKA, use IMPS. With IFSC GSCB0JMN039 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Jamnagar District Cooperative Bank Ltd Jamnagar Dwarka

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0JMN039:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR DWARKA is still linked to IFSC GSCB0JMN039.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0JMN039

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR DWARKA is still mapped to IFSC GSCB0JMN039. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0JMN039 and the beneficiary's account number to complete the transfer.

Account types you can open at the The Jamnagar District Cooperative Bank Ltd Jamnagar Dwarka branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR DWARKA, the IFSC GSCB0JMN039 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Jamnagar District Cooperative Bank Ltd Jamnagar Dwarka branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0JMN039

MICR & cheque-truncation details

Cheques drawn on the The Jamnagar District Cooperative Bank Ltd Jamnagar Dwarka branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0JMN039 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The Jamnagar District Cooperative Bank Ltd Jamnagar Dwarka branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0JMN039 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC GSCB0JMN039

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR DWARKA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0JMN039.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Jamnagar District Cooperative Bank Ltd Jamnagar Dwarka branch sits at AT DWARKA TA OKHA MANDAL. If you are travelling from outside Dwarka, search for the branch on a maps application using the bank name and locality, or call 2892-234011 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0JMN039 and your account number.

Verifying IFSC GSCB0JMN039 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0JMN039 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2892-234011.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Jamnagar District Cooperative Bank Ltd Jamnagar Dwarka branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0JMN039, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0JMN039 belongs to The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR DWARKA branch, located at AT DWARKA TA OKHA MANDAL in DWARKA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.