IFSC Code of The Gujarat State Cooperative Bank Limited, The Jamnagar District Cooperative Bank Ltd Dhulkot Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD DHULKOT branch, located in DHULKOT, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0JMN019. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0JMN019 for The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD DHULKOT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0JMN019 is the IFSC of The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD DHULKOT branch. The format is fixed: GSCB = bank code, 0 = reserved, JMN019 = branch identifier.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Jamnagar District Cooperative Bank Ltd Dhulkot branch — IFSC GSCB0JMN019 — extends the bank's services to customers in and around Dhulkot, Gujarat.

About this branch

The branch is located at AT DHULKOT TA JODIA. It serves the Dhulkot region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0JMN019 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD DHULKOT of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0JMN019 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0JMN019 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the The Jamnagar District Cooperative Bank Ltd Dhulkot branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0JMN019 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0JMN019

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0JMN019 across all three.

How to use IFSC GSCB0JMN019 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD DHULKOT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0JMN019.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD DHULKOT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0JMN019

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD DHULKOT, ensure your bank's portal accepts IFSC GSCB0JMN019 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD DHULKOT, use IMPS. With IFSC GSCB0JMN019 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0JMN019 for The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD DHULKOT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Jamnagar District Cooperative Bank Ltd Dhulkot branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0JMN019

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD DHULKOT is still mapped to IFSC GSCB0JMN019. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0JMN019 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Jamnagar District Cooperative Bank Ltd Dhulkot branch is mapped to IFSC GSCB0JMN019 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0JMN019.

Products and services

Customers walking into the The Jamnagar District Cooperative Bank Ltd Dhulkot branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0JMN019

Digital banking channels

Most day-to-day work that customers used to do at the The Jamnagar District Cooperative Bank Ltd Dhulkot branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0JMN019 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The The Jamnagar District Cooperative Bank Ltd Dhulkot branch sits at AT DHULKOT TA JODIA. If you are travelling from outside Dhulkot, search for the branch on a maps application using the bank name and locality, or call 2893-292215 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0JMN019 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD DHULKOT:

• The IFSC is exactly GSCB0JMN019 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD DHULKOT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Jamnagar District Cooperative Bank Ltd Dhulkot are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0JMN019 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0JMN019 for The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD DHULKOT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0JMN019 belongs to The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD DHULKOT branch, located at AT DHULKOT TA JODIA in DHULKOT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.