IFSC Code of The Gujarat State Cooperative Bank Limited, Shri Bagasara Nagrik Sahakari Bank Ltd - Dhari Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, SHRI BAGASARA NAGRIK SAHAKARI BANK LTD - DHARI branch in DHARI. The 11-digit IFSC GSCB0BAGS01 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the SHRI BAGASARA NAGRIK SAHAKARI BANK LTD - DHARI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – SHRI BAGASARA NAGRIK SAHAKARI BANK LTD - DHARI is GSCB0BAGS01. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BAGS01 map to this branch in DHARI, GUJARAT.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shri Bagasara Nagrik Sahakari Bank Ltd - Dhari branch in Dhari, Gujarat is part of this network and uses the IFSC code GSCB0BAGS01 for all electronic settlement.

Branch details at a glance

Shri Bagasara Nagrik Sahakari Bank Ltd - Dhari branch overview

Located at MAHADEV CHEMBERS,NEAR GARDEN,DHARI, the Shri Bagasara Nagrik Sahakari Bank Ltd - Dhari branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0BAGS01 is required for all interbank electronic transfers routed through this branch.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHRI BAGASARA NAGRIK SAHAKARI BANK LTD - DHARI of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0BAGS01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0BAGS01 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Shri Bagasara Nagrik Sahakari Bank Ltd - Dhari branch

Once you have an account at The Gujarat State Cooperative Bank Limited – SHRI BAGASARA NAGRIK SAHAKARI BANK LTD - DHARI, the IFSC GSCB0BAGS01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Shri Bagasara Nagrik Sahakari Bank Ltd - Dhari branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2797-222693.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0BAGS01

How to transfer money using IFSC GSCB0BAGS01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0BAGS01 across all three.

How to use IFSC GSCB0BAGS01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's SHRI BAGASARA NAGRIK SAHAKARI BANK LTD - DHARI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0BAGS01.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as SHRI BAGASARA NAGRIK SAHAKARI BANK LTD - DHARI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0BAGS01

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – SHRI BAGASARA NAGRIK SAHAKARI BANK LTD - DHARI, ensure your bank's portal accepts IFSC GSCB0BAGS01 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – SHRI BAGASARA NAGRIK SAHAKARI BANK LTD - DHARI, use IMPS. With IFSC GSCB0BAGS01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0BAGS01 for The Gujarat State Cooperative Bank Limited – SHRI BAGASARA NAGRIK SAHAKARI BANK LTD - DHARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shri Bagasara Nagrik Sahakari Bank Ltd - Dhari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0BAGS01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – SHRI BAGASARA NAGRIK SAHAKARI BANK LTD - DHARI is still mapped to IFSC GSCB0BAGS01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0BAGS01 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Shri Bagasara Nagrik Sahakari Bank Ltd - Dhari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0BAGS01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Shri Bagasara Nagrik Sahakari Bank Ltd - Dhari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0BAGS01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC GSCB0BAGS01

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – SHRI BAGASARA NAGRIK SAHAKARI BANK LTD - DHARI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0BAGS01.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Shri Bagasara Nagrik Sahakari Bank Ltd - Dhari branch

The branch is located at MAHADEV CHEMBERS,NEAR GARDEN,DHARI, which puts it inside Dhari, the broader Amreli district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Shri Bagasara Nagrik Sahakari Bank Ltd - Dhari branch” — the verified location pin for IFSC GSCB0BAGS01 should appear at the top of the results.
2. Confirm the branch is open by calling 2797-222693 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0BAGS01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0BAGS01 for The Gujarat State Cooperative Bank Limited – SHRI BAGASARA NAGRIK SAHAKARI BANK LTD - DHARI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Shri Bagasara Nagrik Sahakari Bank Ltd - Dhari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0BAGS01 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0BAGS01 belongs to The Gujarat State Cooperative Bank Limited's SHRI BAGASARA NAGRIK SAHAKARI BANK LTD - DHARI branch, located at MAHADEV CHEMBERS,NEAR GARDEN,DHARI in DHARI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.