If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, THE SABARKANTHA DIST CEN CO OP BANK LTD VADAGAM branch in DHANSURA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0SKB041. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE SABARKANTHA DIST CEN CO OP BANK LTD VADAGAM branch, and detailed step-by-step guides for using the IFSC GSCB0SKB041 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD VADAGAM is GSCB0SKB041. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SKB041 map to this branch in DHANSURA, GUJARAT.
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch in Dhansura, Gujarat is part of this network and uses the IFSC code GSCB0SKB041 for all electronic settlement.
About the The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch
The The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch of The Gujarat State Cooperative Bank Limited is situated at AT POST VADAGAM 383307. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0SKB041 is used.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam |
| IFSC Code | GSCB0SKB041 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST VADAGAM 383307 |
| City | Dhansura |
| District | Arwalli |
| State | Gujarat |
| STD Code | 2774 |
| Phone | 277244 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD VADAGAM branch came to be assigned the code GSCB0SKB041.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0SKB041, money simply cannot be routed to the THE SABARKANTHA DIST CEN CO OP BANK LTD VADAGAM branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0SKB041 and the account number together uniquely identify the The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC GSCB0SKB041
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0SKB041 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, THE SABARKANTHA DIST CEN CO OP BANK LTD VADAGAM using IFSC GSCB0SKB041
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0SKB041, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD VADAGAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC GSCB0SKB041
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD VADAGAM, ensure your bank's portal accepts IFSC GSCB0SKB041 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Gujarat State Cooperative Bank Limited THE SABARKANTHA DIST CEN CO OP BANK LTD VADAGAM (IFSC GSCB0SKB041)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0SKB041 in your mobile or internet banking app, and the money is credited to the THE SABARKANTHA DIST CEN CO OP BANK LTD VADAGAM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0SKB041:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE SABARKANTHA DIST CEN CO OP BANK LTD VADAGAM is still linked to IFSC GSCB0SKB041.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC GSCB0SKB041
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD VADAGAM is still mapped to IFSC GSCB0SKB041. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0SKB041 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch is mapped to IFSC GSCB0SKB041 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0SKB041.
Products and services
Customers walking into the The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC GSCB0SKB041
Online banking and IFSC GSCB0SKB041
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE SABARKANTHA DIST CEN CO OP BANK LTD VADAGAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0SKB041 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch
The branch is located at AT POST VADAGAM 383307, which puts it inside Dhansura, the broader Arwalli district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch” — the verified location pin for IFSC GSCB0SKB041 should appear at the top of the results.
- Confirm the branch is open by calling 2774-277244 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0SKB041 and your account number.
Common mistakes to avoid when using IFSC GSCB0SKB041
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD VADAGAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0SKB041. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0SKB041, however, work 24x7.
Verifying IFSC GSCB0SKB041 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0SKB041 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2774-277244.
- Visiting the bank's official branch locator page.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Sabarkantha Dist Cen Co Op Bank Ltd Vadagam Branch
AT POST VADAGAM 383307
Dhansura, Gujarat
Phone: 2774-277244
IFSC: GSCB0SKB041
Frequently asked questions
Is IFSC GSCB0SKB041 valid for NEFT and RTGS?
Yes. IFSC GSCB0SKB041 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is The Gujarat State Cooperative Bank Limited The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch located?
The Gujarat State Cooperative Bank Limited's The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch is located at AT POST VADAGAM 383307, Dhansura, Gujarat.
What is the IFSC code of The Gujarat State Cooperative Bank Limited The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch is GSCB0SKB041. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does The Gujarat State Cooperative Bank Limited The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2774-277244 to confirm.
Is IFSC GSCB0SKB041 the same for all accounts at The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch?
Yes. The IFSC GSCB0SKB041 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam branch. Only the account number changes from customer to customer.
How do I add The Gujarat State Cooperative Bank Limited The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0SKB041, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using GSCB0SKB041 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – The Sabarkantha Dist Cen Co Op Bank Ltd Vadagam reflect within 30 minutes.
Summary
The IFSC code GSCB0SKB041 belongs to The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD VADAGAM branch, located at AT POST VADAGAM 383307 in DHANSURA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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