Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD DHANDHUKA branch in DHANDHUKA, GUJARAT. The branch's IFSC code GSCB0ADC004 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD DHANDHUKA branch, the IFSC GSCB0ADC004 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and ADC004 identifies this particular branch.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | Ahmedabd District Co Op Bank Ltd Dhandhuka |
| IFSC Code | GSCB0ADC004 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR S T BUSSTAND |
| City | Dhandhuka |
| District | Dhandhuka |
| State | Gujarat |
| Phone | 6359611489 |
About The Gujarat State Cooperative Bank Limited
The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Ahmedabd District Co Op Bank Ltd Dhandhuka branch in Dhandhuka. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0ADC004.
About the Ahmedabd District Co Op Bank Ltd Dhandhuka branch
The Ahmedabd District Co Op Bank Ltd Dhandhuka branch of The Gujarat State Cooperative Bank Limited is situated at NEAR S T BUSSTAND. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0ADC004 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD DHANDHUKA branch came to be assigned the code GSCB0ADC004.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0ADC004, money simply cannot be routed to the AHMEDABD DISTRICT CO OP BANK LTD DHANDHUKA branch electronically.
How to transfer money using IFSC GSCB0ADC004
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0ADC004 across all three.
How to use IFSC GSCB0ADC004 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD DHANDHUKA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC GSCB0ADC004.
- Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as AHMEDABD DISTRICT CO OP BANK LTD DHANDHUKA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC GSCB0ADC004
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD DHANDHUKA, ensure your bank's portal accepts IFSC GSCB0ADC004 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Gujarat State Cooperative Bank Limited AHMEDABD DISTRICT CO OP BANK LTD DHANDHUKA (IFSC GSCB0ADC004)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0ADC004 in your mobile or internet banking app, and the money is credited to the AHMEDABD DISTRICT CO OP BANK LTD DHANDHUKA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Ahmedabd District Co Op Bank Ltd Dhandhuka
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0ADC004:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at AHMEDABD DISTRICT CO OP BANK LTD DHANDHUKA is still linked to IFSC GSCB0ADC004.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC GSCB0ADC004
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD DHANDHUKA is still mapped to IFSC GSCB0ADC004. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0ADC004 and the beneficiary's account number to complete the transfer.
Account types you can open at the Ahmedabd District Co Op Bank Ltd Dhandhuka branch
Once you have an account at The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD DHANDHUKA, the IFSC GSCB0ADC004 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ahmedabd District Co Op Bank Ltd Dhandhuka branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6359611489.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0ADC004
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0ADC004 and the account number together uniquely identify the Ahmedabd District Co Op Bank Ltd Dhandhuka branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Ahmedabd District Co Op Bank Ltd Dhandhuka branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0ADC004 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC GSCB0ADC004
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD DHANDHUKA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0ADC004. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ahmedabd District Co Op Bank Ltd Dhandhuka branch sits at NEAR S T BUSSTAND. If you are travelling from outside Dhandhuka, search for the branch on a maps application using the bank name and locality, or call 6359611489 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0ADC004 and your account number.
Verifying IFSC GSCB0ADC004 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0ADC004 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6359611489.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ahmedabd District Co Op Bank Ltd Dhandhuka are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0ADC004 continue to work without interruption.
Branch address & contact
The Gujarat State Cooperative Bank LimitedAhmedabd District Co Op Bank Ltd Dhandhuka Branch
NEAR S T BUSSTAND
Dhandhuka, Gujarat
Phone: 6359611489
IFSC: GSCB0ADC004
Frequently asked questions
What is the phone number of The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Dhandhuka branch?
You can reach the branch at 6359611489 during regular banking hours.
Is IFSC GSCB0ADC004 valid for NEFT and RTGS?
Yes. IFSC GSCB0ADC004 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Dhandhuka branch located?
The Gujarat State Cooperative Bank Limited's Ahmedabd District Co Op Bank Ltd Dhandhuka branch is located at NEAR S T BUSSTAND, Dhandhuka, Gujarat.
Is IFSC GSCB0ADC004 the same for all accounts at Ahmedabd District Co Op Bank Ltd Dhandhuka branch?
Yes. The IFSC GSCB0ADC004 is shared by every account held at The Gujarat State Cooperative Bank Limited's Ahmedabd District Co Op Bank Ltd Dhandhuka branch. Only the account number changes from customer to customer.
How do I add The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Dhandhuka as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0ADC004, and complete OTP verification. Once activated, you can transfer funds at any time.
Does The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Dhandhuka branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6359611489 to confirm.
Can I use IFSC GSCB0ADC004 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0ADC004 to send funds instantly.
Summary
The IFSC code GSCB0ADC004 belongs to The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD DHANDHUKA branch, located at NEAR S T BUSSTAND in DHANDHUKA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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