Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD DEVAGANA branch in DEVGANA, GUJARAT. The branch's IFSC code GSCB0BVN072 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD DEVAGANA is GSCB0BVN072. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BVN072 map to this branch in DEVGANA, GUJARAT.
About The Gujarat State Cooperative Bank Limited
The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Bhavnagar District Co Operative Bank Ltd Devagana branch in Devgana. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0BVN072.
About this branch
The branch is located at TO DEVGANA TALUKA SIHOR DIST BHAVNAGAR. It serves the Devgana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0BVN072 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Bhavnagar District Co Operative Bank Ltd Devagana |
| IFSC Code | GSCB0BVN072 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TO DEVGANA TALUKA SIHOR DIST BHAVNAGAR |
| City | Devgana |
| District | Bhavnagar |
| State | Gujarat |
| STD Code | 0 |
| Phone | 6358329475 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD DEVAGANA branch came to be assigned the code GSCB0BVN072.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0BVN072, money simply cannot be routed to the THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD DEVAGANA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0BVN072 and the account number together uniquely identify the The Bhavnagar District Co Operative Bank Ltd Devagana branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC GSCB0BVN072
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0BVN072 across all three.
How to use IFSC GSCB0BVN072 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD DEVAGANA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC GSCB0BVN072.
- Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD DEVAGANA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC GSCB0BVN072
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD DEVAGANA, ensure your bank's portal accepts IFSC GSCB0BVN072 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Gujarat State Cooperative Bank Limited THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD DEVAGANA (IFSC GSCB0BVN072)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0BVN072 in your mobile or internet banking app, and the money is credited to the THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD DEVAGANA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0BVN072 for The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD DEVAGANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0BVN072 | Yes – GSCB0BVN072 | Yes – GSCB0BVN072 |
For most retail customers crediting the The Bhavnagar District Co Operative Bank Ltd Devagana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC GSCB0BVN072
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD DEVAGANA is still mapped to IFSC GSCB0BVN072. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0BVN072 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the The Bhavnagar District Co Operative Bank Ltd Devagana branch is mapped to IFSC GSCB0BVN072 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0BVN072.
Banking services available
The The Bhavnagar District Co Operative Bank Ltd Devagana branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6358329475.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0BVN072
Digital banking channels
Most day-to-day work that customers used to do at the The Bhavnagar District Co Operative Bank Ltd Devagana branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0BVN072 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The The Bhavnagar District Co Operative Bank Ltd Devagana branch sits at TO DEVGANA TALUKA SIHOR DIST BHAVNAGAR. If you are travelling from outside Devgana, search for the branch on a maps application using the bank name and locality, or call 6358329475 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0BVN072 and your account number.
Common mistakes to avoid when using IFSC GSCB0BVN072
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD DEVAGANA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0BVN072. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at The Bhavnagar District Co Operative Bank Ltd Devagana are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0BVN072 continue to work without interruption.
Verifying IFSC GSCB0BVN072 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0BVN072 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6358329475.
- Visiting the bank's official branch locator page.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Bhavnagar District Co Operative Bank Ltd Devagana Branch
TO DEVGANA TALUKA SIHOR DIST BHAVNAGAR
Devgana, Gujarat
Phone: 6358329475
IFSC: GSCB0BVN072
Frequently asked questions
Is IFSC GSCB0BVN072 the same for all accounts at The Bhavnagar District Co Operative Bank Ltd Devagana branch?
Yes. The IFSC GSCB0BVN072 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Bhavnagar District Co Operative Bank Ltd Devagana branch. Only the account number changes from customer to customer.
What is the phone number of The Gujarat State Cooperative Bank Limited The Bhavnagar District Co Operative Bank Ltd Devagana branch?
You can reach the branch at 6358329475 during regular banking hours.
Is IFSC GSCB0BVN072 valid for NEFT and RTGS?
Yes. IFSC GSCB0BVN072 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC GSCB0BVN072 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0BVN072 to send funds instantly.
Where is The Gujarat State Cooperative Bank Limited The Bhavnagar District Co Operative Bank Ltd Devagana branch located?
The Gujarat State Cooperative Bank Limited's The Bhavnagar District Co Operative Bank Ltd Devagana branch is located at TO DEVGANA TALUKA SIHOR DIST BHAVNAGAR, Devgana, Gujarat.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Bhavnagar District Co Operative Bank Ltd Devagana branch but serve different purposes.
How do I add The Gujarat State Cooperative Bank Limited The Bhavnagar District Co Operative Bank Ltd Devagana as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0BVN072, and complete OTP verification. Once activated, you can transfer funds at any time.
Does The Gujarat State Cooperative Bank Limited The Bhavnagar District Co Operative Bank Ltd Devagana branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6358329475 to confirm.
Summary
The IFSC code GSCB0BVN072 belongs to The Gujarat State Cooperative Bank Limited's THE BHAVNAGAR DISTRICT CO OPERATIVE BANK LTD DEVAGANA branch, located at TO DEVGANA TALUKA SIHOR DIST BHAVNAGAR in DEVGANA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
More Articles for IFSC Code
IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Loni Branch, Uttar Pradesh
