IFSC Code of The Gujarat State Cooperative Bank Limited, Gondal Nagrik Sahakari Bank Ltd Derdi Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, GONDAL NAGRIK SAHAKARI BANK LTD DERDI branch in DERDI KUMBHAJI. The 11-digit IFSC GSCB0UGNS06 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the GONDAL NAGRIK SAHAKARI BANK LTD DERDI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0UGNS06 is the IFSC of The Gujarat State Cooperative Bank Limited's GONDAL NAGRIK SAHAKARI BANK LTD DERDI branch. The format is fixed: GSCB = bank code, 0 = reserved, UGNS06 = branch identifier.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Gondal Nagrik Sahakari Bank Ltd Derdi branch in Derdi Kumbhaji. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0UGNS06.

About this branch

The branch is located at MAIN BAZAR DERDI KUMBHAJI. It serves the Derdi Kumbhaji region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0UGNS06 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's GONDAL NAGRIK SAHAKARI BANK LTD DERDI branch came to be assigned the code GSCB0UGNS06.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0UGNS06, money simply cannot be routed to the GONDAL NAGRIK SAHAKARI BANK LTD DERDI branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Gondal Nagrik Sahakari Bank Ltd Derdi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0UGNS06 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0UGNS06

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UGNS06 across all three.

How to use IFSC GSCB0UGNS06 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's GONDAL NAGRIK SAHAKARI BANK LTD DERDI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0UGNS06.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as GONDAL NAGRIK SAHAKARI BANK LTD DERDI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GONDAL NAGRIK SAHAKARI BANK LTD DERDI

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's GONDAL NAGRIK SAHAKARI BANK LTD DERDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0UGNS06 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – GONDAL NAGRIK SAHAKARI BANK LTD DERDI, use IMPS. With IFSC GSCB0UGNS06 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UGNS06 for The Gujarat State Cooperative Bank Limited – GONDAL NAGRIK SAHAKARI BANK LTD DERDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gondal Nagrik Sahakari Bank Ltd Derdi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0UGNS06

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – GONDAL NAGRIK SAHAKARI BANK LTD DERDI is still mapped to IFSC GSCB0UGNS06. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UGNS06 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Gondal Nagrik Sahakari Bank Ltd Derdi branch is mapped to IFSC GSCB0UGNS06 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UGNS06.

Products and services

Customers walking into the Gondal Nagrik Sahakari Bank Ltd Derdi branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0UGNS06

Online banking and IFSC GSCB0UGNS06

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GONDAL NAGRIK SAHAKARI BANK LTD DERDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0UGNS06 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Gondal Nagrik Sahakari Bank Ltd Derdi branch sits at MAIN BAZAR DERDI KUMBHAJI. If you are travelling from outside Derdi Kumbhaji, search for the branch on a maps application using the bank name and locality, or call 2825-277202 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UGNS06 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – GONDAL NAGRIK SAHAKARI BANK LTD DERDI:

• The IFSC is exactly GSCB0UGNS06 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and GONDAL NAGRIK SAHAKARI BANK LTD DERDI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Gondal Nagrik Sahakari Bank Ltd Derdi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0UGNS06 continue to work without interruption.

Verifying IFSC GSCB0UGNS06 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0UGNS06 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2825-277202.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0UGNS06 belongs to The Gujarat State Cooperative Bank Limited's GONDAL NAGRIK SAHAKARI BANK LTD DERDI branch, located at MAIN BAZAR DERDI KUMBHAJI in DERDI KUMBHAJI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.