IFSC Code of The Gujarat State Cooperative Bank Limited, Patan Nagrik Sahakari Bank Ltd Deesa Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, PATAN NAGRIK SAHAKARI BANK LTD DEESA branch, located in DEESA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0UPAT02. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0UPAT02 for The Gujarat State Cooperative Bank Limited – PATAN NAGRIK SAHAKARI BANK LTD DEESA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's PATAN NAGRIK SAHAKARI BANK LTD DEESA branch, the IFSC GSCB0UPAT02 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and UPAT02 identifies this particular branch.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Patan Nagrik Sahakari Bank Ltd Deesa branch in Deesa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0UPAT02.

Branch details at a glance

About the Patan Nagrik Sahakari Bank Ltd Deesa branch

The Patan Nagrik Sahakari Bank Ltd Deesa branch of The Gujarat State Cooperative Bank Limited is situated at 25 26 AND 1ST FLOOR HANUMANJI SHOPPING CENTRE PATAN DEESA HIGHWAY ROAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0UPAT02 is used.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PATAN NAGRIK SAHAKARI BANK LTD DEESA of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0UPAT02 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0UPAT02 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Patan Nagrik Sahakari Bank Ltd Deesa branch is mapped to IFSC GSCB0UPAT02 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UPAT02.

Products and services

Customers walking into the Patan Nagrik Sahakari Bank Ltd Deesa branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0UPAT02

How to transfer money using IFSC GSCB0UPAT02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UPAT02 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, PATAN NAGRIK SAHAKARI BANK LTD DEESA using IFSC GSCB0UPAT02

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0UPAT02, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – PATAN NAGRIK SAHAKARI BANK LTD DEESA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0UPAT02

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – PATAN NAGRIK SAHAKARI BANK LTD DEESA, ensure your bank's portal accepts IFSC GSCB0UPAT02 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – PATAN NAGRIK SAHAKARI BANK LTD DEESA, use IMPS. With IFSC GSCB0UPAT02 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UPAT02 for The Gujarat State Cooperative Bank Limited – PATAN NAGRIK SAHAKARI BANK LTD DEESA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Patan Nagrik Sahakari Bank Ltd Deesa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0UPAT02

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – PATAN NAGRIK SAHAKARI BANK LTD DEESA is still mapped to IFSC GSCB0UPAT02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UPAT02 and the beneficiary's account number to complete the transfer.

Online banking and IFSC GSCB0UPAT02

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PATAN NAGRIK SAHAKARI BANK LTD DEESA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0UPAT02 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Patan Nagrik Sahakari Bank Ltd Deesa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0UPAT02 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC GSCB0UPAT02

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – PATAN NAGRIK SAHAKARI BANK LTD DEESA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UPAT02.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Patan Nagrik Sahakari Bank Ltd Deesa branch sits at 25 26 AND 1ST FLOOR HANUMANJI SHOPPING CENTRE PATAN DEESA HIGHWAY ROAD. If you are travelling from outside Deesa, search for the branch on a maps application using the bank name and locality, or call 2744-225660 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UPAT02 and your account number.

Verifying IFSC GSCB0UPAT02 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0UPAT02 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2744-225660.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Patan Nagrik Sahakari Bank Ltd Deesa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0UPAT02, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0UPAT02 is the IFSC code of The Gujarat State Cooperative Bank Limited, PATAN NAGRIK SAHAKARI BANK LTD DEESA branch, in DEESA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.