IFSC Code of The Gujarat State Cooperative Bank Limited, The Kachchh District Central Co Op Bank Ltd Dayapar Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR branch in DAYAPAR. The 11-digit IFSC GSCB0KTC013 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR branch, the IFSC GSCB0KTC013 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and KTC013 identifies this particular branch.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Kachchh District Central Co Op Bank Ltd Dayapar branch in Dayapar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0KTC013.

Branch details at a glance

About this branch

The branch is located at AT POST DAYAPAR TAL LAKHPAT KACHCHH PIN 370630. It serves the Dayapar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0KTC013 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR branch came to be assigned the code GSCB0KTC013.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0KTC013, money simply cannot be routed to the THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR branch electronically.

Products and account variants supported

Every account opened at the The Kachchh District Central Co Op Bank Ltd Dayapar branch is mapped to IFSC GSCB0KTC013 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0KTC013.

Banking services available

The The Kachchh District Central Co Op Bank Ltd Dayapar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2839-233363.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0KTC013

How to transfer money using IFSC GSCB0KTC013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0KTC013 across all three.

How to use IFSC GSCB0KTC013 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0KTC013.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0KTC013 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR (IFSC GSCB0KTC013)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0KTC013 in your mobile or internet banking app, and the money is credited to the THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Kachchh District Central Co Op Bank Ltd Dayapar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0KTC013:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR is still linked to IFSC GSCB0KTC013.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0KTC013

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR is still mapped to IFSC GSCB0KTC013. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0KTC013 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Kachchh District Central Co Op Bank Ltd Dayapar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0KTC013 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Kachchh District Central Co Op Bank Ltd Dayapar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0KTC013 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC GSCB0KTC013

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0KTC013.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Kachchh District Central Co Op Bank Ltd Dayapar branch sits at AT POST DAYAPAR TAL LAKHPAT KACHCHH PIN 370630. If you are travelling from outside Dayapar, search for the branch on a maps application using the bank name and locality, or call 2839-233363 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0KTC013 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0KTC013 for The Gujarat State Cooperative Bank Limited – THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Kachchh District Central Co Op Bank Ltd Dayapar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0KTC013 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0KTC013 belongs to The Gujarat State Cooperative Bank Limited's THE KACHCHH DISTRICT CENTRAL CO OP BANK LTD DAYAPAR branch, located at AT POST DAYAPAR TAL LAKHPAT KACHCHH PIN 370630 in DAYAPAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.