If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, VALSAD DISTRICT CENTRAL CO OP BANK LTD WAGHAI branch in DANG, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0VDC019. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VALSAD DISTRICT CENTRAL CO OP BANK LTD WAGHAI branch, and detailed step-by-step guides for using the IFSC GSCB0VDC019 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Gujarat State Cooperative Bank Limited's VALSAD DISTRICT CENTRAL CO OP BANK LTD WAGHAI branch, the IFSC GSCB0VDC019 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and VDC019 identifies this particular branch.
About The Gujarat State Cooperative Bank Limited
The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Valsad District Central Co Op Bank Ltd Waghai branch in Dang. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0VDC019.
About this branch
The branch is located at AT POST WAGHAI MAIN ROAD TA AHWA DIST DANG 394730. It serves the Dang region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0VDC019 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | Valsad District Central Co Op Bank Ltd Waghai |
| IFSC Code | GSCB0VDC019 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST WAGHAI MAIN ROAD TA AHWA DIST DANG 394730 |
| City | Dang |
| District | Dang |
| State | Gujarat |
| STD Code | 2631 |
| Phone | 246236 |
Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VALSAD DISTRICT CENTRAL CO OP BANK LTD WAGHAI of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0VDC019 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0VDC019 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0VDC019 and the account number together uniquely identify the Valsad District Central Co Op Bank Ltd Waghai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC GSCB0VDC019
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0VDC019 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, VALSAD DISTRICT CENTRAL CO OP BANK LTD WAGHAI using IFSC GSCB0VDC019
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0VDC019, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – VALSAD DISTRICT CENTRAL CO OP BANK LTD WAGHAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC GSCB0VDC019
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – VALSAD DISTRICT CENTRAL CO OP BANK LTD WAGHAI, ensure your bank's portal accepts IFSC GSCB0VDC019 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Gujarat State Cooperative Bank Limited VALSAD DISTRICT CENTRAL CO OP BANK LTD WAGHAI (IFSC GSCB0VDC019)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0VDC019 in your mobile or internet banking app, and the money is credited to the VALSAD DISTRICT CENTRAL CO OP BANK LTD WAGHAI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0VDC019 for The Gujarat State Cooperative Bank Limited – VALSAD DISTRICT CENTRAL CO OP BANK LTD WAGHAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0VDC019 | Yes – GSCB0VDC019 | Yes – GSCB0VDC019 |
For most retail customers crediting the Valsad District Central Co Op Bank Ltd Waghai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's VALSAD DISTRICT CENTRAL CO OP BANK LTD WAGHAI branch, the IFSC GSCB0VDC019 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Valsad District Central Co Op Bank Ltd Waghai branch is mapped to IFSC GSCB0VDC019 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0VDC019.
Banking services available
The Valsad District Central Co Op Bank Ltd Waghai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2631-246236.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0VDC019
Online banking and IFSC GSCB0VDC019
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the VALSAD DISTRICT CENTRAL CO OP BANK LTD WAGHAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0VDC019 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Valsad District Central Co Op Bank Ltd Waghai branch sits at AT POST WAGHAI MAIN ROAD TA AHWA DIST DANG 394730. If you are travelling from outside Dang, search for the branch on a maps application using the bank name and locality, or call 2631-246236 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0VDC019 and your account number.
Common mistakes to avoid when using IFSC GSCB0VDC019
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – VALSAD DISTRICT CENTRAL CO OP BANK LTD WAGHAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0VDC019. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Valsad District Central Co Op Bank Ltd Waghai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0VDC019 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC GSCB0VDC019 for The Gujarat State Cooperative Bank Limited – VALSAD DISTRICT CENTRAL CO OP BANK LTD WAGHAI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
The Gujarat State Cooperative Bank LimitedValsad District Central Co Op Bank Ltd Waghai Branch
AT POST WAGHAI MAIN ROAD TA AHWA DIST DANG 394730
Dang, Gujarat
Phone: 2631-246236
IFSC: GSCB0VDC019
Frequently asked questions
How quickly will an NEFT transfer using GSCB0VDC019 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – Valsad District Central Co Op Bank Ltd Waghai reflect within 30 minutes.
Is IFSC GSCB0VDC019 the same for all accounts at Valsad District Central Co Op Bank Ltd Waghai branch?
Yes. The IFSC GSCB0VDC019 is shared by every account held at The Gujarat State Cooperative Bank Limited's Valsad District Central Co Op Bank Ltd Waghai branch. Only the account number changes from customer to customer.
How do I add The Gujarat State Cooperative Bank Limited Valsad District Central Co Op Bank Ltd Waghai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0VDC019, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Valsad District Central Co Op Bank Ltd Waghai branch but serve different purposes.
Where is The Gujarat State Cooperative Bank Limited Valsad District Central Co Op Bank Ltd Waghai branch located?
The Gujarat State Cooperative Bank Limited's Valsad District Central Co Op Bank Ltd Waghai branch is located at AT POST WAGHAI MAIN ROAD TA AHWA DIST DANG 394730, Dang, Gujarat.
Does The Gujarat State Cooperative Bank Limited Valsad District Central Co Op Bank Ltd Waghai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2631-246236 to confirm.
What is the phone number of The Gujarat State Cooperative Bank Limited Valsad District Central Co Op Bank Ltd Waghai branch?
You can reach the branch at 2631-246236 during regular banking hours.
Is IFSC GSCB0VDC019 valid for NEFT and RTGS?
Yes. IFSC GSCB0VDC019 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code GSCB0VDC019 belongs to The Gujarat State Cooperative Bank Limited's VALSAD DISTRICT CENTRAL CO OP BANK LTD WAGHAI branch, located at AT POST WAGHAI MAIN ROAD TA AHWA DIST DANG 394730 in DANG, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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