IFSC Code of The Gujarat State Cooperative Bank Limited, The Gandevi Peoples Co-Op Bank Ltd Chikhli Branch Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE GANDEVI PEOPLES CO-OP BANK LTD CHIKHLI BRANCH branch in CHIKHLI, GUJARAT. The branch's IFSC code GSCB0GPCB02 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's THE GANDEVI PEOPLES CO-OP BANK LTD CHIKHLI BRANCH branch, the IFSC GSCB0GPCB02 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and GPCB02 identifies this particular branch.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Gandevi Peoples Co-Op Bank Ltd Chikhli Branch branch in Chikhli, Gujarat is part of this network and uses the IFSC code GSCB0GPCB02 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at DESAIWAD , CHIKHLI -396521. It serves the Chikhli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0GPCB02 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE GANDEVI PEOPLES CO-OP BANK LTD CHIKHLI BRANCH branch came to be assigned the code GSCB0GPCB02.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0GPCB02, money simply cannot be routed to the THE GANDEVI PEOPLES CO-OP BANK LTD CHIKHLI BRANCH branch electronically.

Products and account variants supported

Every account opened at the The Gandevi Peoples Co-Op Bank Ltd Chikhli Branch branch is mapped to IFSC GSCB0GPCB02 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0GPCB02.

Products and services

Customers walking into the The Gandevi Peoples Co-Op Bank Ltd Chikhli Branch branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0GPCB02

How to transfer money using IFSC GSCB0GPCB02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0GPCB02 across all three.

How to use IFSC GSCB0GPCB02 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE GANDEVI PEOPLES CO-OP BANK LTD CHIKHLI BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0GPCB02.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE GANDEVI PEOPLES CO-OP BANK LTD CHIKHLI BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE GANDEVI PEOPLES CO-OP BANK LTD CHIKHLI BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE GANDEVI PEOPLES CO-OP BANK LTD CHIKHLI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0GPCB02 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE GANDEVI PEOPLES CO-OP BANK LTD CHIKHLI BRANCH, use IMPS. With IFSC GSCB0GPCB02 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0GPCB02 for The Gujarat State Cooperative Bank Limited – THE GANDEVI PEOPLES CO-OP BANK LTD CHIKHLI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Gandevi Peoples Co-Op Bank Ltd Chikhli Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE GANDEVI PEOPLES CO-OP BANK LTD CHIKHLI BRANCH branch, the IFSC GSCB0GPCB02 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the The Gandevi Peoples Co-Op Bank Ltd Chikhli Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0GPCB02 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Gandevi Peoples Co-Op Bank Ltd Chikhli Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0GPCB02 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE GANDEVI PEOPLES CO-OP BANK LTD CHIKHLI BRANCH:

• The IFSC is exactly GSCB0GPCB02 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE GANDEVI PEOPLES CO-OP BANK LTD CHIKHLI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Gandevi Peoples Co-Op Bank Ltd Chikhli Branch branch sits at DESAIWAD , CHIKHLI -396521. If you are travelling from outside Chikhli, search for the branch on a maps application using the bank name and locality, or call 2634-234190 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0GPCB02 and your account number.

Verifying IFSC GSCB0GPCB02 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0GPCB02 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2634-234190.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Gandevi Peoples Co-Op Bank Ltd Chikhli Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0GPCB02 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0GPCB02 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE GANDEVI PEOPLES CO-OP BANK LTD CHIKHLI BRANCH branch, in CHIKHLI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.