Below are the complete branch details for The Gujarat State Cooperative Bank Limited, THE BANASKANTHA DIST CENT CO OP BANK LTD BHATAMAL branch, located in BHATAMAL, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0BKD062. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0BKD062 for The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD BHATAMAL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, GSCB0BKD062 is the IFSC of The Gujarat State Cooperative Bank Limited's THE BANASKANTHA DIST CENT CO OP BANK LTD BHATAMAL branch. The format is fixed: GSCB = bank code, 0 = reserved, BKD062 = branch identifier.
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal branch in Bhatamal, Gujarat is part of this network and uses the IFSC code GSCB0BKD062 for all electronic settlement.
About the The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal branch
The The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal branch of The Gujarat State Cooperative Bank Limited is situated at AT POST BHATAMAL. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0BKD062 is used.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal |
| IFSC Code | GSCB0BKD062 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST BHATAMAL |
| City | Bhatamal |
| District | Banaskantha |
| State | Gujarat |
| STD Code | 2742 |
| Phone | 231905 |
Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE BANASKANTHA DIST CENT CO OP BANK LTD BHATAMAL of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0BKD062 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0BKD062 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0BKD062 and the account number together uniquely identify the The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC GSCB0BKD062
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0BKD062 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, THE BANASKANTHA DIST CENT CO OP BANK LTD BHATAMAL using IFSC GSCB0BKD062
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0BKD062, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD BHATAMAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC GSCB0BKD062
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD BHATAMAL, ensure your bank's portal accepts IFSC GSCB0BKD062 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD BHATAMAL, use IMPS. With IFSC GSCB0BKD062 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0BKD062 for The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD BHATAMAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0BKD062 | Yes – GSCB0BKD062 | Yes – GSCB0BKD062 |
For most retail customers crediting the The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC GSCB0BKD062
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD BHATAMAL is still mapped to IFSC GSCB0BKD062. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0BKD062 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal branch is mapped to IFSC GSCB0BKD062 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0BKD062.
Banking services available
The The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2742-231905.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0BKD062
Online banking and IFSC GSCB0BKD062
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE BANASKANTHA DIST CENT CO OP BANK LTD BHATAMAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0BKD062 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal branch sits at AT POST BHATAMAL. If you are travelling from outside Bhatamal, search for the branch on a maps application using the bank name and locality, or call 2742-231905 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0BKD062 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD BHATAMAL:
- The IFSC is exactly GSCB0BKD062 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE BANASKANTHA DIST CENT CO OP BANK LTD BHATAMAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0BKD062, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC GSCB0BKD062 for The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD BHATAMAL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Banaskantha Dist Cent Co Op Bank Ltd Bhatamal Branch
AT POST BHATAMAL
Bhatamal, Gujarat
Phone: 2742-231905
IFSC: GSCB0BKD062
Frequently asked questions
How do I add The Gujarat State Cooperative Bank Limited The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0BKD062, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using GSCB0BKD062 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal branch but serve different purposes.
Where is The Gujarat State Cooperative Bank Limited The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal branch located?
The Gujarat State Cooperative Bank Limited's The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal branch is located at AT POST BHATAMAL, Bhatamal, Gujarat.
Does The Gujarat State Cooperative Bank Limited The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2742-231905 to confirm.
Can I use IFSC GSCB0BKD062 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0BKD062 to send funds instantly.
Is IFSC GSCB0BKD062 the same for all accounts at The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal branch?
Yes. The IFSC GSCB0BKD062 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Banaskantha Dist Cent Co Op Bank Ltd Bhatamal branch. Only the account number changes from customer to customer.
Summary
The IFSC code GSCB0BKD062 belongs to The Gujarat State Cooperative Bank Limited's THE BANASKANTHA DIST CENT CO OP BANK LTD BHATAMAL branch, located at AT POST BHATAMAL in BHATAMAL, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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