IFSC Code of The Gujarat State Cooperative Bank Limited, The Jamnagar District Cooperative Bank Ltd Jamnagar Bhadthar Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR branch, located in BHADTHAR, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0JMN031. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0JMN031 for The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0JMN031 is the IFSC of The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR branch. The format is fixed: GSCB = bank code, 0 = reserved, JMN031 = branch identifier.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Jamnagar District Cooperative Bank Ltd Jamnagar Bhadthar branch in Bhadthar, Gujarat is part of this network and uses the IFSC code GSCB0JMN031 for all electronic settlement.

Branch details at a glance

The Jamnagar District Cooperative Bank Ltd Jamnagar Bhadthar branch overview

Located at AT BHADTHAR TA JAM KHAMBHALIA, the The Jamnagar District Cooperative Bank Ltd Jamnagar Bhadthar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0JMN031 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR branch came to be assigned the code GSCB0JMN031.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0JMN031, money simply cannot be routed to the THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR branch electronically.

Account types you can open at the The Jamnagar District Cooperative Bank Ltd Jamnagar Bhadthar branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR, the IFSC GSCB0JMN031 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Jamnagar District Cooperative Bank Ltd Jamnagar Bhadthar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2833-272222.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0JMN031

How to transfer money using IFSC GSCB0JMN031

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0JMN031 across all three.

How to use IFSC GSCB0JMN031 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0JMN031.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0JMN031 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR (IFSC GSCB0JMN031)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0JMN031 in your mobile or internet banking app, and the money is credited to the THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Jamnagar District Cooperative Bank Ltd Jamnagar Bhadthar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0JMN031:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR is still linked to IFSC GSCB0JMN031.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR branch, the IFSC GSCB0JMN031 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the The Jamnagar District Cooperative Bank Ltd Jamnagar Bhadthar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0JMN031 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0JMN031 and the account number together uniquely identify the The Jamnagar District Cooperative Bank Ltd Jamnagar Bhadthar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR:

• The IFSC is exactly GSCB0JMN031 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Jamnagar District Cooperative Bank Ltd Jamnagar Bhadthar branch sits at AT BHADTHAR TA JAM KHAMBHALIA. If you are travelling from outside Bhadthar, search for the branch on a maps application using the bank name and locality, or call 2833-272222 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0JMN031 and your account number.

Verifying IFSC GSCB0JMN031 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0JMN031 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2833-272222.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Jamnagar District Cooperative Bank Ltd Jamnagar Bhadthar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0JMN031 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0JMN031 belongs to The Gujarat State Cooperative Bank Limited's THE JAMNAGAR DISTRICT COOPERATIVE BANK LTD JAMNAGAR BHADTHAR branch, located at AT BHADTHAR TA JAM KHAMBHALIA in BHADTHAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.