IFSC Code of The Gujarat State Cooperative Bank Limited, The Bhabhar Vibhag Nagrik Sahakari Bank Ltd Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD branch in BHABHAR JUNA VAS, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0UBHABH. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD branch, and detailed step-by-step guides for using the IFSC GSCB0UBHABH across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD branch, the IFSC GSCB0UBHABH breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and UBHABH identifies this particular branch.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Bhabhar Vibhag Nagrik Sahakari Bank Ltd branch in Bhabhar Juna Vas, Gujarat is part of this network and uses the IFSC code GSCB0UBHABH for all electronic settlement.

Branch details at a glance

About the The Bhabhar Vibhag Nagrik Sahakari Bank Ltd branch

The The Bhabhar Vibhag Nagrik Sahakari Bank Ltd branch of The Gujarat State Cooperative Bank Limited is situated at THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD.,STATION ROAD,MAHADEVPURA,AT & PO TA.BHABHAR-385320, DIST.BANASKANTHA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0UBHABH is used.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0UBHABH is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0UBHABH the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Bhabhar Vibhag Nagrik Sahakari Bank Ltd branch is mapped to IFSC GSCB0UBHABH on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UBHABH.

Products and services

Customers walking into the The Bhabhar Vibhag Nagrik Sahakari Bank Ltd branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0UBHABH

How to transfer money using IFSC GSCB0UBHABH

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UBHABH across all three.

How to use IFSC GSCB0UBHABH for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0UBHABH.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0UBHABH

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD, ensure your bank's portal accepts IFSC GSCB0UBHABH while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD, use IMPS. With IFSC GSCB0UBHABH and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UBHABH for The Gujarat State Cooperative Bank Limited – THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Bhabhar Vibhag Nagrik Sahakari Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0UBHABH

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD is still mapped to IFSC GSCB0UBHABH. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UBHABH and the beneficiary's account number to complete the transfer.

Online banking and IFSC GSCB0UBHABH

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0UBHABH is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0UBHABH and the account number together uniquely identify the The Bhabhar Vibhag Nagrik Sahakari Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC GSCB0UBHABH

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UBHABH.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Bhabhar Vibhag Nagrik Sahakari Bank Ltd branch

The branch is located at THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD.,STATION ROAD,MAHADEVPURA,AT & PO TA.BHABHAR-385320, DIST.BANASKANTHA, which puts it inside Bhabhar Juna Vas, the broader Banaskantha district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Bhabhar Vibhag Nagrik Sahakari Bank Ltd branch” — the verified location pin for IFSC GSCB0UBHABH should appear at the top of the results.
2. Confirm the branch is open by calling 2735-222014 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0UBHABH and your account number.

Verifying IFSC GSCB0UBHABH from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0UBHABH by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2735-222014.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Bhabhar Vibhag Nagrik Sahakari Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0UBHABH continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0UBHABH belongs to The Gujarat State Cooperative Bank Limited's THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD branch, located at THE BHABHAR VIBHAG NAGRIK SAHAKARI BANK LTD.,STATION ROAD,MAHADEVPURA,AT & PO… in BHABHAR JUNA VAS, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.