IFSC Code of The Gujarat State Cooperative Bank Limited, The Bardoli Nagrik Sahakari Bank Ltd. - Station Road Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD branch in BARDOLI. The 11-digit IFSC GSCB0UTBN01 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD is GSCB0UTBN01. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UTBN01 map to this branch in BARDOLI, GUJARAT.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Bardoli Nagrik Sahakari Bank Ltd. - Station Road branch — IFSC GSCB0UTBN01 — extends the bank's services to customers in and around Bardoli, Gujarat.

The Bardoli Nagrik Sahakari Bank Ltd. - Station Road branch overview

Located at MOZAMBIK SHOPPING CENTER, STATION ROAD, BARDOLI-394 601., the The Bardoli Nagrik Sahakari Bank Ltd. - Station Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0UTBN01 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD branch came to be assigned the code GSCB0UTBN01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0UTBN01, money simply cannot be routed to the THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Bardoli Nagrik Sahakari Bank Ltd. - Station Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0UTBN01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0UTBN01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UTBN01 across all three.

How to use IFSC GSCB0UTBN01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0UTBN01.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0UTBN01

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD, ensure your bank's portal accepts IFSC GSCB0UTBN01 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD, use IMPS. With IFSC GSCB0UTBN01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UTBN01 for The Gujarat State Cooperative Bank Limited – THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Bardoli Nagrik Sahakari Bank Ltd. - Station Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0UTBN01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD is still mapped to IFSC GSCB0UTBN01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UTBN01 and the beneficiary's account number to complete the transfer.

Account types you can open at the The Bardoli Nagrik Sahakari Bank Ltd. - Station Road branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD, the IFSC GSCB0UTBN01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Bardoli Nagrik Sahakari Bank Ltd. - Station Road branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0UTBN01

Digital banking channels

Most day-to-day work that customers used to do at the The Bardoli Nagrik Sahakari Bank Ltd. - Station Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0UTBN01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The The Bardoli Nagrik Sahakari Bank Ltd. - Station Road branch sits at MOZAMBIK SHOPPING CENTER, STATION ROAD, BARDOLI-394 601.. If you are travelling from outside Bardoli, search for the branch on a maps application using the bank name and locality, or call 2622-223638 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UTBN01 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD:

• The IFSC is exactly GSCB0UTBN01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Bardoli Nagrik Sahakari Bank Ltd. - Station Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0UTBN01, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0UTBN01 for The Gujarat State Cooperative Bank Limited – THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0UTBN01 belongs to The Gujarat State Cooperative Bank Limited's THE BARDOLI NAGRIK SAHAKARI BANK LTD. - STATION ROAD branch, located at MOZAMBIK SHOPPING CENTER, STATION ROAD, BARDOLI-394 601. in BARDOLI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.