Below are the complete branch details for The Gujarat State Cooperative Bank Limited, SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BAGTHALA branch, located in BAGTHALA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0RJT032. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0RJT032 for The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BAGTHALA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, GSCB0RJT032 is the IFSC of The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BAGTHALA branch. The format is fixed: GSCB = bank code, 0 = reserved, RJT032 = branch identifier.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | Shri Rajkot District Co-Op. Bank Ltd. Bagthala |
| IFSC Code | GSCB0RJT032 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRAM PANCHAYAT STREET, MAIN BAZAR, BAGTHALA |
| City | Bagthala |
| District | Morbi |
| State | Gujarat |
| STD Code | 2822 |
| Phone | 286746 |
Bank profile
The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch — IFSC GSCB0RJT032 — extends the bank's services to customers in and around Bagthala, Gujarat.
About the Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch
The Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch of The Gujarat State Cooperative Bank Limited is situated at GRAM PANCHAYAT STREET, MAIN BAZAR, BAGTHALA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0RJT032 is used.
Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BAGTHALA of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0RJT032 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0RJT032 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC GSCB0RJT032
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0RJT032 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BAGTHALA using IFSC GSCB0RJT032
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0RJT032, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BAGTHALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BAGTHALA
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BAGTHALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0RJT032 while initiating the transfer and the credit will appear within minutes.
IMPS to The Gujarat State Cooperative Bank Limited SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BAGTHALA (IFSC GSCB0RJT032)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0RJT032 in your mobile or internet banking app, and the money is credited to the SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BAGTHALA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0RJT032 for The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BAGTHALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0RJT032 | Yes – GSCB0RJT032 | Yes – GSCB0RJT032 |
For most retail customers crediting the Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BAGTHALA branch, the IFSC GSCB0RJT032 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch is mapped to IFSC GSCB0RJT032 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0RJT032.
Banking services available
The Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2822-286746.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0RJT032
MICR & cheque-truncation details
Cheques drawn on the Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0RJT032 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC GSCB0RJT032
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BAGTHALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0RJT032 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC GSCB0RJT032
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BAGTHALA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0RJT032. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch sits at GRAM PANCHAYAT STREET, MAIN BAZAR, BAGTHALA. If you are travelling from outside Bagthala, search for the branch on a maps application using the bank name and locality, or call 2822-286746 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0RJT032 and your account number.
Verifying IFSC GSCB0RJT032 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0RJT032 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2822-286746.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Shri Rajkot District Co-Op. Bank Ltd. Bagthala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0RJT032 continue to work without interruption.
Branch address & contact
The Gujarat State Cooperative Bank LimitedShri Rajkot District Co-Op. Bank Ltd. Bagthala Branch
GRAM PANCHAYAT STREET, MAIN BAZAR, BAGTHALA
Bagthala, Gujarat
Phone: 2822-286746
IFSC: GSCB0RJT032
Frequently asked questions
How quickly will an NEFT transfer using GSCB0RJT032 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – Shri Rajkot District Co-Op. Bank Ltd. Bagthala reflect within 30 minutes.
Is IFSC GSCB0RJT032 the same for all accounts at Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch?
Yes. The IFSC GSCB0RJT032 is shared by every account held at The Gujarat State Cooperative Bank Limited's Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch. Only the account number changes from customer to customer.
What is the IFSC code of The Gujarat State Cooperative Bank Limited Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch is GSCB0RJT032. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add The Gujarat State Cooperative Bank Limited Shri Rajkot District Co-Op. Bank Ltd. Bagthala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0RJT032, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC GSCB0RJT032 valid for NEFT and RTGS?
Yes. IFSC GSCB0RJT032 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is The Gujarat State Cooperative Bank Limited Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch located?
The Gujarat State Cooperative Bank Limited's Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch is located at GRAM PANCHAYAT STREET, MAIN BAZAR, BAGTHALA, Bagthala, Gujarat.
Does The Gujarat State Cooperative Bank Limited Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2822-286746 to confirm.
What is the phone number of The Gujarat State Cooperative Bank Limited Shri Rajkot District Co-Op. Bank Ltd. Bagthala branch?
You can reach the branch at 2822-286746 during regular banking hours.
Summary
The IFSC code GSCB0RJT032 belongs to The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT CO-OP. BANK LTD. BAGTHALA branch, located at GRAM PANCHAYAT STREET, MAIN BAZAR, BAGTHALA in BAGTHALA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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